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The 27 Best Money Saving Apps in 2021 – DollarBreak



The 27 Best Money Saving Apps in 2021 – DollarBreak

Here’s a list of 27 apps that will help you save money. Apps can be used to keep track of expenses, track your spending habits, and even help you save money. These apps range from businesses such as Mint, to apps that do everything from helping you stay connected to your friends, to ones that help you save money on groceries.

It’s hard to believe that we’re already in 2021, but here we are. We’ve got apps to help you save money, and we’ve been able to get a few of those apps working well enough to recommend. This list includes some of the best apps for saving money in 2021, with everything from bill pay to browsing apps to food prices, and more.

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Organize your different credit cards in one place

Receiving a monthly credit card statement

Calculates your payments 2 days in advance


Up to 40% cashback on your regular purchases

There are approximately 2,500 participating retail stores.

Receive $25 when your friend spends at least $25 at Rakuten.


The application can be downloaded for free. No savings, no fees

You can save an average of $96 per year. has an 85% success rate

Monitors your account balance to prevent overdrafts and alerts you to upcoming bills.

The best money-saving apps

Reduced bills and subscription

1. Truebill

Truebill gives you an overview of your cash, credit and investment balances. You can track your expenses, set monthly spending goals and watch the bills come in. Truebill also categorizes your expenses and keeps track of the largest and most common expenses. A handy chart shows expenses and income from month to month.

According to CreditCards.com, 35% of consumers have unwittingly signed up for accounts that put them on the automatic payment system. Truebill intervenes and splits all your subscriptions into one list. You can then decide what to remove. Truebill also facilitates the cancellation process.

With Truebill, you won’t be overcharged because they offer a trading service. They’ll pay you back even if the internet doesn’t work.

Last but not least, the ability to set savings targets is a must. Once you set a goal, it will tell you how much and how often to transfer and how quickly you will reach your goal.

Consolidation of accounts

  • No savings, no fees.
  • You can save an average of $96 per year.
  • Monitoring of debit balances
  • Follow-up of subscription renewals

2. Finish

Trim uses bank-level security to connect to your accounts. Once connected, it analyzes your cost structure to find ways to reduce costs. Trim then negotiates phone, cable, internet, insurance and other bills. Their partners include well-known companies like Verizon, Comcast, Time Warner and many others.

In addition to invoice reconciliation, Trim brings all your subscriptions together in one place and you can easily cancel them with a single click. Or should I say a simple tap on the screen if you use a smartphone!

Trim can also lower the interest rate on your current credit card, waive interest charges, and refund unfair bank charges. They usually offer excellent credit cards with cashback. Just make sure you always pay your credit card bills at the end of the month.

For more information on how to cut costs and eliminate unnecessary expenses, read our recent article: Reduce your spending – take back control of your money.

Brief description of the surface

  • Identifies unwanted subscriptions and cancels them for you.
  • Negotiate with service providers to minimize your bills for you
  • They pay Trim with money they saved, so you don’t have to pay them out of pocket.
  • It is a secure application that does not share your financial information with others.

3. Life assurance (Gerber Life)

Life insurance provides financial security in case something happens to you or your loved ones. But you don’t have to break the bank to pay for insurance. Gerber Life offers life insurance for adults and children, with short-term and lifetime coverage.

The big advantage of Gerber Life is that you can check if you are not paying too much with your current provider. This way you can see how much you can save.

Gerber Life has an app that allows agents to get quick quotes from insurance professionals that can help you save money now.

4. Home insurance (lemonade)

Another potentially expensive area in which you can save money is home insurance. Lemonade takes a new approach to insurance by offering very affordable rates and a transparent insurance model.

Lemonade offers homeowners and renters insurance, as well as policies for co-ops and condominiums.

Basic policies provide coverage :

  • The flight,
  • Damage,
  • Personal responsibility
  • Loss of use.

This company is fully digital and has a fast and transparent platform. Users report savings of up to 85% when they switch to Lemonade.

5. Motor insurance (carinsurance.com)

Car insurance is another area of insurance where you can save big. Carinsurance.com has been around since 2003 and offers expert advice on how to find the best car insurance deal.

This platform provides guides and easy-to-use calculators and tools to help you save money on car insurance. There are several states where you can save the most on average per year by using this platform. These include:

  • Michigan – 3,012
  • PA – 2,497
  • COM.OF COL – 2 180
  • Wisconsin – 2,111
  • Kentucky – 2 014

However, you can save an average of $560 in annual insurance costs.

6. Telephonist (FreedomPop)

Nowadays, the telephone is considered a basic necessity of life. But with FreedomPop, you can save money on your phone provider’s fees.

It is a discounted operator that offers phones and calling plans at discounted prices. It uses the AT&T or Sprint network, depending on your connection.

Plans include:

  • Free texting and unlimited calling between FreedomPop phones.
  • Free international calls from more than 60 countries
  • Text and call everywhere via WiFi
  • Get a virtual number from anywhere
  • Access to over 8 million hotspots nationwide
  • Earn free data by using affiliate offers and referring friends.

Rates start at just $9.99 per month. This can save up to $1,000 a year.

7. Bank account (Super Money)

SuperMoney is a great platform to organize your finances and save money. You can:

  • Review your financial goals: Once you tell SuperMoney your goals, they will provide you with the tools and knowledge to achieve them.
  • Compare products: SuperMoney allows you to compare services, features and prices of products from different providers so you can make an informed decision.
  • Make competitive bids: You can fill out one form and get quotes from several companies to find the best options.

SuperMoney is a free service that only performs indirect credit checks, so it shouldn’t affect your overall credit score.

Automatic coupons

8. Honey

Honey already has over 10 million users on Google Chrome with a rating of 4.8 out of 5 stars. This app is phenomenal because it automatically finds the best coupon while you are browsing online. On average, their users save $126 per year, with an average discount of 17.9% on their purchases.

In recent years, Honey has added Droplist, a feature that allows you to add an item to your list and receive a notification when a price reduction or new coupon is available. With over 30,000 participating merchants, you can expect many automatic discounts.

9. Wikibuy

Wikibuy is a great app to save money while shopping. You can find deals at your favorite stores, earn credits and compare product prices. You can also use the app to find and apply discount codes.

In fact, the Wikibuy application scours the internet for discount codes and good deals. Last year, the platform generated more than $160 million in savings. Application features include:

  • Universal product search – you can search for stores online or scan barcodes from stores.
  • Warnings of price drops: You will receive a price reduction message for the desired item.
  • Repayable loans : You can earn credits as you shop and then redeem them for gift cards.

10. IncludingPayFull

DontPayFull helps people find items at the best price in moments.  You can use this platform to find free coupons and promo codes for your favorite stores.

Some of the partner brands are :

  • Amazon,
  • eBay
  • Walmart
  • Best buy
  • Destination
  • The Home Depot
  • Macy’s
  • GAP
  • Nordstrom
  • Sears
  • JC Penney

DontPayFull also organizes savings contests to encourage you to take advantage of offers and increase your savings.

11. RetailMeNot

RetailMeNot is one of the largest websites for finding discounts, promo codes and coupons. Most of the site is devoted to basic needs such as food and clothing. However, there is also a leisure section where food and cleaning products are sold.

The RetailMeNot app gives you access to all these functions directly on your phone. So you can find great deals when you shop online or at home.

There is also a Today’s Hot Deals tab where you can view the latest coupons and deals.

12. Save.com

Another coupon registration platform is Savings.com. This platform offers promo codes and coupons to save money when shopping at your favorite online brands. You can use the app to browse the offers you want to use, and then click to get the offer or reveal the code.

Savings.com links take you directly to the merchant’s site and you can start shopping right away. Just use the website as usual and apply the discount code at checkout. If the code is missing, the discount will be applied automatically.

13. SlickDeals

The Slickdeals community has over 11 million people sharing their best tips, tricks and suggestions. This platform helps you find the lowest prices on almost everything from laptops to sneakers, Apple watches to coffee makers.

You can start getting great offers by registering your account. It’s a free process, but it can give you instant access to features that will help you maximize your savings.

The app offers deal alerts, deal updates, current discount codes and free gifts.

14. ShopAtHome

Shop at Home (SAH) is a platform where you can find coupons, promo codes and cashback offers. There are also several surveys on the platform. But the goal is to help you save money.

SAH is part of the same parent company that runs Swagbucks, so you are assured of legality.

Once you have registered your account, you can take advantage of the savings on the platform. You can get cash back on clothing, groceries and just about anything else available at more than 2,000 participating stores.

The cashback percentage varies, but you can earn up to 6% at stores like Walgreens and Target Optical. Other companies, such as. B. Walmart, offers 1.5%. You can get your money back via PayPal, check or Amazon gift card.

Automate refund

15. Paribus

Paribus tracks confirmed purchases by email. If the price of an item purchased online drops, they will help you get your money back.

Late deliveries are usually compensated, in which case you will receive a message from Paribus. Paribus also keeps track of return periods, so you can always check how many days you have left to return the item.

If you’re wondering which retailers their system supports, you should know that those include Amazon, Target, Gap, Macy’s, Nordstrom and many other major retailers. In case you’re wondering how much it costs: It’s free.

Automating cash transfers

16. Dosh

Dosh offers a secure connection to your credit and debit cards. When you pay at one of over 1000 shops and restaurants, you automatically receive up to 10% cashback. Cashback can be transferred to PayPal, your bank account or credit card and paid in cash. Simple and direct.

It recently launched Dosh Hotels, which allows you to book rooms at one of 600,000 hotels worldwide and receive cash back on your stay. Handy if you travel often.

Summary of Dosh

  • Receipts may not be scanned.
  • 5 participation bonus.
  • Earn bonuses for referrals
  • Payments are processed quickly

17. Drop

Drop is an intuitive and easy-to-use application that allows you to earn gift cards as rewards for your spending. Unlike many apps and platforms, Drop doesn’t care what card you use. It easily allows you to compare providers to find the best deals.

Once the card is connected, you can choose five brands. These should be the places where you usually spend the most money. The list includes well-known brands like Trader Joe’s with 1.2% cashback, 7-Eleven -1.6%, Target -0.8% and Uber -1%. Remember, you can’t change them after the fact, so choose carefully.

Simply make purchases with your linked card and you’ll earn points at the stores of your choice. Once you accumulate 5,000 points, you can redeem them for a $5 gift card.

Application overview drops

  • Easy to set up and use
  • No need to show receipts or do anything – just make purchases with your Drop-Linked card to earn points.
  • You can use it to complement other cashback applications.
  • Drop partners with a number of stores where you can earn and use cashback.

18. Rakuten

Rakuten, which used to be called Ebates, is an application that offers cashback when you make purchases through the Rakuten link. There is a list of stores with special offers such as. B. Product purchase is free, delivery is free, and gifts are free.

Even if you don’t have a credit card, you can earn up to 15% cashback at Rakuten. There’s even an In-Store Cash Back section, so you can take advantage of Rakuten’s in-store available offers.

Rakuten is offering a $10 sign-up bonus to new users. You can also earn $25 by referring your family or friends.

Rakuten Summary

  • Up to 40% cashback
  • Approximately 2,500 stores available
  • Receive $25 for every friend you refer
  • Free 10% sign up bonus

19. Free bird

Freebird is an Android and Apple app that allows you to receive money in exchange for rides with Lyft and Uber. If you use these platforms frequently, you can earn up to $0.50 per ride.

When you download the app, you can link your Lyft and Uber accounts. You can then book a ride via the Freebird app. For each round, you get about 250 points.

After earning 5,000 points, you can redeem the money you collected for a $10 reward. Freebird also works with restaurants and bars. So if you take an Uber or Lyft taxi to one of these locations, you can get a bonus of up to $5.

20. Pei

With the Pei app, you can automatically earn up to 20% cashback when you use your linked card in partner stores. Once you create your account, Pei is very passive. Just make normal purchases and receive credit automatically.

The list of partner stores includes popular brands such as :

  • Destination
  • Trader Joe’s
  • Starbucks
  • Wendy’s.
  • In ‘n Out
  • 7-Eleven.

Once you reach $15, you can redeem the cashback for PayPal, gift cards or bitcoins.

Related: 14 bitcoin research sites

21. Shopkick

With the Shopkick app, you can earn kicks or points for your purchases in stores and online shops. There are several ways to earn kicks.

  • Undo your credit card: You can link your card and automatically earn kicks when you make a purchase with your card.
  • Shopkick Portal: When you shop online, use the Shopkick portal to earn kicks automatically.
  • Barcode scanning: In the store, you can scan the barcodes of products to see if they have rewards. If you find a good deal, simply show your receipt after purchase.
  • I checked: You can use the app and your Bluetooth to connect to locations and personalized offers. You can get kicks just by registering on these sites.
  • Watch the video: You can also earn kicks by watching videos on the Discover tab.

Once you’ve collected 500 strokes, you can redeem them for a $2 gift card. You can also redeem your Strikes through PayPal.

Shopkick Summary

  • Receive $5 free when you earn 25 hits with the promo code within the first 7 days of registration: DOLLARBREAK5
  • Ability to earn $1 or more in one visit to the store (i.e. scan multiple items at once).
  • 1 bonus for referring friends to download the Shopkick app (up to $100).
  • Gift cards from Amazon, Best Buy, eBay, Groupon, Nike, Walmart, Paypal and Sephora.

Track richness

22. Personal capital

Personal Capital acts as a financial aggregator that allows you to link all your accounts together: Credit cards, bank accounts, investments, savings, loans, mortgages, assets, and even employer-sponsored retirement plans. The forecast shows your future net worth and your estimated retirement assets. But what about savings? In fact, this app doesn’t save you money, it gives you a financial snapshot to improve your financial decisions. If you see your financial well-being dwindling, you might think twice about making a new purchase. It’s a powerful tool and it’s free.

Personal Capital can also be used as a budgeting tool, but I recommend you make your first budget with our special article : Budgeting is a life skill that will transform your finances.

Summary of personal assets

  • Provides a complete financial picture
  • Comprehensive pension tools
  • Fees – 0.89% to 0.49% for accounts over $1 million.
  • has extensive tax optimization strategies

Automate investments

23. Acorns

Acorns automatically invests your change after each purchase through what is called rounding. You can also schedule automatic daily, weekly or monthly investments.

A portfolio is a combination of stocks and bonds, developed by Nobel Prize-winning economist Dr. Harry Markowitz. The structure is composed of Vanguard and BlackRock ETFs, so the monthly cost is only $1 for an investment up to $1 million. You can choose between conservative, moderately conservative, moderately aggressive and aggressive portfolios.

The final feature is Acorns Later, which allows you to save for retirement. You can plug in your IRA account and it will cost you $1 a month on top of your investment account. However, I would suggest using Personal Capital to track retirement savings.

Acorns Summary

  • Automatic free money investment
  • 5 sign-up bonus.
  • Minimum investment of $5 on the account
  • The average return on your investment is 7.5%.

24. Improvement

Betterment is the undisputed leader in robo-advisors. The annual fee is only 0.25% of your portfolio, or $25 for every $10,000 you invest. No minimum investment is required. There is even SIPC protection up to $500,000.

It uses ETFs from about 12 asset classes. Goal-based accumulation is a great feature, allowing you to set goals with different investment allocations.

For example, your retirement goal may be set with a less risky investment allocation, while saving for a car has a higher risk and potentially higher return.

The tax outlook tool alerts you to potential taxes when you want to change your portfolio. Betterment automatically collects tax losses on taxable accounts. The tax-coordinated portfolio tool minimizes the tax burden of transferring assets between retirement and savings accounts. Additionally, if some ETFs outperform others, Betterment will rebalance for free.

Summary of improvements

  • Transparent briefcases
  • No minimum account and low cost
  • Create an account quickly and easily
  • Ideal for young investors

25. Hideout

Stash is a versatile money management platform. With this app, you can bank, save, invest and learn all in one place. With Stash, you can earn money and shares for purchases you make on the platform.

This application allows you to make micro-investments. It only costs $5 to open a Stash investment account. There is also a smart feature to automate your investments. You can expect a return of about 7%.

There are no hidden costs. But there is a monthly subscription. The basic subscription is $1 per month, $3 per month if you want to access the tax benefits of investing in retirement. You can also pay $9 per month for access to investment accounts for your children and a dual reward debit card.

Geocache Summary

  • Start with an investment of just $5.
  • Buy fractional shares of companies like Amazon or Apple.
  • Set up automatic additions weekly or monthly.
  • Only $1 monthly fee (for accounts up to $5,000) or 0.25% annual fee for accounts over $5,000.

26. Robinia

The goal of Robinhood is to make investing more accessible. This app allows you to invest commission-free in stocks, funds, options and even cryptocurrencies.

You can also use the application to access learning resources to develop your investment skills. A Gold or Premium membership costs $5 per month, but gives you access to all Robinhood resources.

What impresses Robinhood the most is the lack of a minimum investment. That way, you can start investing with just one or two dollars, without having to pay large investment fees.


  • Free Trade
  • No minimum deposit
  • Access to crypto-currencies
  • Receive alerts on news in the stock market

27. Qapital

Qapital helps you make the most of your money and make smart savings decisions. The app lets you set goals and rules, as well as innovative features like Payday Divvy, which lets you split your money between saving and spending.

You can also participate in fun challenges or financial missions that give you more insight into smart investing. Qapital also offers pre-composed investment portfolios.

Qapital offers a debit card that allows you to shop online for free.

The application is not free. There are three subscription levels: $3, $6 or $12. Nevertheless, you should be able to save much more than the cost of the subscription to get the total benefit.

What are the benefits of money-saving applications?

Savings apps automate the savings process and make it much easier.

The main benefits of money-saving apps are:

  1. Reduce the subscriptions you don’t use.
  2. Regular payment of bills, which saves time.
  3. Negotiate the best deals for your accounts.
  4. Use coupons when shopping.
  5. Negotiating a refund after a purchase.
  6. Compensation for late deliveries.
  7. Make the money cold and hard.
  8. Invest your excess money.
  9. Budgeting of revenues and expenses.
  10. Saving for retirement.

Which type of savings is best for you?

I recommend downloading most of the 27 apps, as they all offer different features and benefits. The only choice you have to make is between Acorns and Betterment. But yes, both apps are great for starting to save money.

Let me know what your favorite app is in the comments below. Do you have any other suggestions?

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