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Reasons to Work as a Journalist in 2022



The world is always going to have some form of news, and people are always going to be needed to report on it. So, it’s no surprise that journalism is a high-demand career choice that is worth getting into if you like the idea of keeping up with current events and want a secure career where your services are always going to be needed.

While there have been lots of big changes in journalism over the years, including less need for traditional print journalism and more multimedia journalism online, on social media, and on TV due to changes to how we consume news, there are always new opportunities for today’s journalists to get into. If you understand the big role that digital media plays in terms of keeping the public up to date with current events and the latest developments from around the world and are interested in a career where you get to be the first to know about breaking news, journalism could be for you.

This can also be a very flexible role with both employed and freelance roles available. And, it allows you to make the most of modern digital technology to be successful in your job. Here are just some of the main reasons to consider a career in journalism in 2022.

Work Remotely

After the COVID19 pandemic, roles that offer remote work have boomed in popularity. More and more businesses are switching to a remote model of working after realizing that it was easier than they thought, while people who have been forced to return to the office after working from home successfully since 2020 are seriously considering a career change so that they can continue to reap the benefits of remote work. If this sounds like you, journalism could be a welcome career option for you.

If you already have a relevant bachelor’s degree, a masters in journalism online from Saint Bonaventure University could help you with a career in digital journalism. This is a career that gives you the chance to work from home or travel to different places as you get the latest information on breaking situations. Journalism gives you the chance to freelance if you are interested in being your own boss and choosing where you want to work on any given day.

Satisfy Your Curiosity

If you are naturally curious about things and want to gain more knowledge all the time, you could be a good fit for a career in journalism. If you often find yourself questioning things and want to find out why, where, and what in almost any situation, journalism is a career option where you are going to be better positioned to ask all those questions and dig deeper into the situations that you are reporting on.

As a journalist, you may find yourself working on a story where you will need to get more information out of the people who are closest to it. To do this successfully, you will need to be somebody who is both sensitive and curious. If you enjoy talking about a wide range of topics with others and can put other people at ease, you could make a good reporter.

Stay Up to Date

Instead of watching the news or scrolling through social media to get the latest updates on what is happening in the world, as a journalist, you are going to be the first in the know. In this career, you will hear about things right as they happen before they are reported in the news, and it might often be you who is the one letting the rest of the world know what has happened.

Along with this, you might also know things that have happened that don’t end up making the reports. For example, you might be reporting on a criminal case where you’re not permitted to release the name of the offender to the public – but you know who it is. While this comes with a tremendous amount of responsibility to make sure that you do not break confidentiality or leak sensitive information to the wrong people, having access to information that is hidden from the rest of the world can certainly make this job more exciting than other roles.

Learn New Things

Working as a journalist gives you the chance to learn new things regularly. In this role, you will get to learn what works and what doesn’t from a prime position in the industry. Compared to many other roles, journalists are often the first to learn new things and make new discoveries about society, the world in general, industries, society, and even themselves.

This career encourages introspection, and to be successful in this career; you will need to be focused on self-improvement. While working as a journalist, you will be able to learn new things about yourself on a regular basis, challenge yourself, and learn more about your fears, desires, and more. This allows you to create the kind of role for yourself that you want based on the information that you learn about yourself as you go through your work, including what you are most interested in, what excites you, and what you are good at.

Get a Sense of Achievement

You are working as a journalist is a career option where you can feel a sense of pride quite regularly throughout your work. Whenever you see your bio or byline in print or online after working on a post or article, or when your family and friends tell you that they have seen you reporting on TV, you get to feel proud about yourself.

There’s nothing quite as good as seeing your name attached to something that you have worked hard on, and this can certainly provide a huge sense of achievement in your career and yourself that keeps you going even when things are tough. As a journalist, you can definitely work hard and make a name for yourself and achieve a lot of things that are worth being proud of.

Discover New Cultures

When you work as a journalist, you will have the chance to leave your comfort zone and learn more about different cultures, countries, areas, groups, cuisines, professional roles, and more. In the role of a journalist, you will be working closely with people from all different walks of life.

The role may require you to visit a range of different places and try new things to be effective in reporting different stories. Whether you are trying new things, visiting places that you have never been to before, learning about different organizations and social groups, or something else, being a journalist gives you the chance to get involved in a huge range of different things that you may not have had the chance to do in a different role.

Enjoy High Job Demand

Over the past few decades, journalism has changed a huge amount. Magazines and newspapers are no longer as popular as they once were, with more and more people deciding to consume news through digital channels, including TV, social media, websites, and apps. This hasn’t meant that the demand for journalists has declined; however – the demand for digital journalism is higher than ever as online news means that people are more and more expectant of getting the latest stories instantly.

Choose a Journalism Type that Suits You

Once you decide that you want a career as a journalist, there are various different types of journalism that you can choose from. Not every journalist will be a professional chasing the latest and breaking news stories. Different types of journalism give you the chance to get into a role that excites and interests you the most. Some popular types of journalism to consider include:

Broadcast Journalism: If you are interested in broadcasting the news on TV, radio, or via online live streams, this could be the ideal type of journalism for you to consider. Broadcast journalists have to be confident in public speaking as you may often be tasked with reporting the news live in front of potentially millions of people.

Investigative Journalism: If you are curious and want to find out more about different situations, events, companies, people, and more, investigative journalism might be the best fit for you. This type of journalism often focuses on solving mysteries, crimes, or uncovering answers and information that were not previously available.

Digital Journalism: Digital journalism might be the right choice of career for you if you are excited by digital media and the growing availability of information online. Digital journalists might focus on writing articles for websites and apps, delivering the news in real-time through social media, or writing a regular column for a news website or blog.

Sports Journalism: If you are passionate about sports, working as a sports journalist might be the best type for you to choose. Sports journalists report on the latest news stories and events, including results of games and competitions, breaking news about players, team updates, and more.

If you want an exciting career where you can find out something new every day and report it to the world, there are lots of different reasons to consider working as a journalist.

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Personal Finance

Instant Money Transfers: How to Speed Up Your Financial Transactions?




People today are no longer limited to using traditional banking methods and payment options like cash or checks for their financial transactions. With digital payment options becoming increasingly popular, money transfers have become easier. However, while these solutions offer convenience, they only sometimes guarantee a speedy transaction of funds from one party to another. If you need an instant transfer solution that allows you to move your funds without any hassles quickly, keep reading. Here are some tips to help you get started with an instant money transfer:

Find a Trustworthy Money Transfer Provider

Finding a trustworthy money transfer provider is paramount in ensuring your money’s safe and efficient transfer. Start by researching different providers, particularly their reputation, customer reviews, and transaction security protocols. The team at Paysend can help you send money to the Philippines from the USA in just a matter of seconds. A reliable provider should have a robust security framework to guard against fraud and hacking attempts. Additionally, consider the speed of their service, the fees they charge, and the exchange rates they offer.

Some providers may offer attractive transfer rates but compensate with hidden charges, so read the fine print. Customer service is another important factor; a good provider will have a responsive and knowledgeable support team to promptly address any issues or concerns. Regulatory compliance is also crucial – ensure the appropriate financial authorities regulate the provider. Remember, a trustworthy provider prioritizes the security and satisfaction of its customers above all else.

Select Your Preferred Payment Method

Choosing your preferred payment method is a critical step in instant money transfers. Several payment methods are available, and the best choice often depends on one’s circumstances and preferences. The most common payment options include bank transfers, debit or credit cards, and digital wallets. Bank transfers, while reliable, may provide a different speed than some users require. Debit or credit card payments are typically faster but may carry higher fees.

Digital wallets like PayPal or Apple Pay offer speed and convenience, allowing you to transfer funds digitally without requiring bank account information. The factor to consider here is not just the convenience of the payment method but also its transaction speed, security, and associated charges. Always select a payment method that suits your needs regarding these factors.

Sign Up for an Account

Once you have selected the ideal payment method and provider, it is time to sign up for an account. Most providers will require personal information such as your name, address, email ID, and phone number, so make sure the details you provided are accurate. You might also be asked to supply additional documents, such as identification proof and bank statements, to verify your identity.

Sometimes, you may need to link your bank account with the transfer provider’s platform; read through their documentation carefully to understand what steps you need to take. Once the registration process is complete, you can access and use the money transfer service for quick transfers.

Initiate the Money Transfer

Most providers will require you to register on their platform with valid ID documents before proceeding. Enter all the necessary details correctly and accurately, including recipient information and account numbers. Additionally, make sure that you double-check the amount of money being transferred and the associated fees.


Confirm everything is correct before hitting ‘Send’ to avoid costly mistakes or delays in transfer processing. You should receive an email or text message confirming the transfer with your transaction details, including the recipient’s account information and a tracking number. You can use this tracking number to monitor the progress of your money transfer.

Complete the Money Transfer Process

This usually requires providing basic information such as the recipient’s name, address, and contact details. Depending on your provider, you may also need to specify what currency you’re sending and offer additional security authentication. Once this is done, enter the amount you wish to transfer, verify the transaction details, and approve it. After that, your money should be on its way to the recipient’s account immediately.

Some providers offer extra features such as tracking services or reminders for upcoming transfers for added security and convenience. These features can come in handy when sending payments regularly or tracking the status of a transaction. Additionally, look out for any special offers, discounts, or rewards available to loyal customers. Many money transfer providers offer these incentives as a way of showing appreciation and encouraging loyalty among their customers.

Monitor the Status of Your Transfer

Most providers will allow you to monitor the progress of your transfer in real time. Some may even send notifications via email or text message when the money reaches its destination. If you sense any delays, contact customer support for assistance. Money transfers can take a few minutes to several hours, depending on the selected payment method and recipient country.


Finally, always save all records related to your money transfers, including emails and receipts. If there are any discrepancies or disputes, you can refer to these documents for clarification. With the help of a reliable provider and modern payment methods like digital wallets, you can now easily make instant money transfers. So get started today and experience the convenience of instant money transfer services.

Receive and Verify the Transaction

Once the money has been transferred, you or the recipient should receive a notification of completion. At this point, ensuring the transaction was successful, and all details were correct is important. For security purposes, some providers may ask for additional verification from either party to avoid fraud and other malicious activities. This process could include providing a digital signature or proof of identity.

Once the verification is complete, the funds should be available in the recipient’s account almost immediately. If you have any concerns, contact customer support to get assistance or help resolve any issues. Remember that reliable providers prioritize customer satisfaction and security above all else. With these steps, you can now easily and safely transfer money with instant money transfer services.

Nowadays, it’s more important than ever to employ secure digital payment methods in your daily financial transactions. That’s why researching which providers offer the best services regarding speed, security, transaction fees, and customer support pays off. With the right provider, you can have peace of mind knowing that your money transfers will be conducted instantaneously and securely.

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Personal Finance

The Ins and Outs of Getting a Loan With Bad Credit




If financial difficulties or uninformed decisions have left you with bad credit, you may not know where to turn for a loan. While borrowing money with a low credit score may take additional research or work, it’s likely still within your reach.  

Many lenders offer bad credit loans for people who need extra cash but may not have the best credit background. Applying for a loan with bad credit may feel intimidating, but the following considerations could make the process easier.

Start by Checking Your Credit

Before you begin shopping for loans, check your credit report. Some creditors require specific scores for each loan product, even those designed for bad credit, so knowing your score saves you time.

It’s also important to check your credit report for errors that may drag your score down and limit your loan options. You can access this information from Equifax and TransUnion for free online.

Compare Your Options

While a lower credit score likely disqualifies you from some personal loans, you may still have many options. Some lenders offer loans specifically for people with low credit scores who struggle to qualify for other options.


Bad credit loans may require a deposit or other fees, have higher interest rates than other loans, or include income requirements. However, they may also offer a wide range of payment terms and options like online portals that make managing your loan easier. With some research, you could find the right fit for your circumstances.  

Whenever possible, take advantage of loan prequalification. Many lenders allow you to check your potential eligibility for a loan by providing personal and financial information. They use that to run a soft credit check, which doesn’t affect your credit score. If you pre-qualify, they’ll provide information about possible rates and terms. You could complete prequalification forms for multiple loans to help you find your best option.

Improve Your Application

Some financial decisions improve your loan eligibility. A friend or family member with better credit may agree to co-sign your loan. In that case, their financial information influences your eligibility for a loan.

Cosigners take on substantial risk. If you fail to repay your loan, your cosigner becomes responsible. Likewise, issues with the loan could hurt their credit score and put a strain on your interpersonal relationship.  


If multiple lenders have declined your applications for unsecured loans, consider a secured loan instead. Secured loans require collateral, like a deposit, car, or other property. If borrowers don’t repay their loans, lenders may seize the collateral. Lending institutions don’t take on as much risk with secured loans as unsecured loans so they may have more lenient credit requirements for borrowers.

Avoid Scams

Unfortunately, fraudulent lenders often exploit consumers who have limited loan options. Before providing a lender with any personal or financial information, ensure they’re legitimate. Otherwise, you risk having your identity stolen or paying fees for a loan you never receive.

Be wary of anyone offering guaranteed approval or soliciting your business via cold calls. Always verify loan servicers’ contact information and check their reviews on trusted third-party websites.

The Bottom Line

If you have bad credit, you could still qualify for a personal loan. Remember to check your credit score, investigate your options, and confirm a lender’s legitimacy before applying. If you still struggle to qualify, you may need a cosigner or collateral to boost your application.

By taking some extra steps, you can make getting a loan easier and safer.

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Personal Finance

Four Ways to Save on Fuel in 2023





From increasing energy bills to price hikes at online stores and supermarkets, all individuals globally feel the need to make their money to go further and do more. And there has never been a perfect time to know how to save more on fuel than now.

From getting fuel cards with great deals and driving more efficiently to using telematics and keeping your vehicle in good condition, here are different ways to save money on fuel.

Get a Fuel Card

A fuel card can provide you with more than the ability to purchase fuel from a good station. With a fuel card, you can control your business’s fuel spend by getting discounts on fuel pump rates, setting spending limitations, and increasing your cash flow – all enabling you to save a significant amount of money.

Fuel cards allow savings on fuel, which means that the price you pay is always less compared to the one indicated on the fuel pump machine. With numerous fuel cards available out there, find the right partner with excellent deals.

Use Telematics/Advanced Route Planning

Digital telematics solutions come with real-time GPS tracking as well as remote automobile diagnostics helping individuals and company owners to thoughtfully plan the most efficient routes depending on different data points. A high-quality telematics solution also integrates with route optimisation systems to plan the most efficient routes and offer turn-by-turn directions and navigations.


Well-planned routes allow automobiles to get from point C to D efficiently, significantly minimising time spent and distance covered, saving on fuel. Heavy-duty automobiles can avoid routes with steep hills. You can also re-plan a hilly route for a light and medium-duty automobile.

But as you do that, ensure the route you choose doesn’t take your drivers too far. Side-step all congested routes and those that require excessive stopping and starting or cause unnecessary idling.

Drive More Efficiently

One of the proven ways to save on fuel is to manage driver behavior. Whether you’re a driver or fleet manager, you need to keep yourself or drivers accountable for how they utilize their fuel cards.

You should also reinforce ways to conserve fuel through safety training – many of the behaviors that are taught as techniques of safe driving, such as driving more efficiently. Most businesses and individuals use telematics to control driver behavior, such as harsh accelerating or braking, to maximize return on investment by minimizing fuel spend.

Keep Your Vehicle in Good Condition

If you keep your automobile in excellent condition by servicing it in line with the guidelines of the manufacturer, it’ll help you save on fuel costs. Fix any faults quickly to make sure your vehicle is operating efficiently.


When you keep your car in excellent condition, you’ll enjoy numerous benefits, saving fuel being one of them. A vehicle that isn’t serviced based on the guidelines of the manufacturer can increase the consumption of fuel by approximately 50%.

Integrate these four ways into your automobile’s daily activities, and you’ll be able to save on fuel.

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