fbpx
Connect with us
Uncategorized

percentage-of-sales method

Published

3 years ago

on

It is common to hear the phrase, “seller paid”, used when a product is sold. This is a metric that is used to report the amount by which a company sells more or less than they expected to sell. In this case, the ‘seller’ is the company that produced the product, the ‘buyer’ is the customer, and the ‘method’ is how the company calculated the sales.

The percentage-of-sales (P/S) method is a very simple yet effective way of measuring the impact of marketing efforts. It is a system that is used by many businesses to measure the effectiveness of their marketing campaigns. The idea behind P/S is that marketing campaigns that have a larger percentage of sales are more likely to be effective.

Home » Bookkeeping » Liquid Assets Examples

Aug 20, 2020
Bookkeeping by Adam Hill

A cash management account allows you to put money in a variety of short-term investments, and it acts much like an omnibus account. You can often invest, write checks off the account, transfer money and do other typical bank-like activities. Cash management accounts are typically offered by robo-advisers and online stock brokers.

Company reviews

The term current refers to short-term assets or liabilities that are consumed (assets) and paid off (liabilities) is less than one year. The current ratio is used to provide a company’s ability to pay back its liabilities (debt and accounts payable) with its assets (cash, marketable securities, inventory, and accounts receivable). Of course, industry standards vary, but a company should ideally have a ratio greater than 1, meaning they have more current assets to current liabilities.

I’m making around 10%, but it takes a lot of work to pick and choose borrowers that you want to invest in, to minimize the chance of default. And it’s critical to spread your invested money amongst LOTS of borrowers in smaller amounts, to mitigate risk, but again this means more work. They do have an “autopilot” reinvestment feature, but not sure if I trust it to do what I’d do, in the amounts I’d do it in. But if you have free time to play with it, say mins per week, then it’s kind of a kick, and it’s a better return than most everything else.

While there are advantages and disadvantages that go along with investing in gold and silver, liquidity is not an issue with either of the precious metals. Gold and silver can easily be exchanged for cash, making them very liquid assets, because of the large number of investors who actively buy and sell both commodities around the world. For instance, mutual funds, money market funds, bonds, and any stock’s shares are believed to be liquid. Such assets can readily be converted into cash whenever any financial emergency situation arises.

Under normal market conditions, a $5,000 position in Alphabet Inc. is easy enough to offload in milliseconds without affecting the price. Even if the private equity market is in rude health, however, it will take considerably more time and effort to sell an alternative investment, and there may be lock-up periods.

Additionally, the amount of cash that you’ll walk away with will be less than the value of your home, due to realtor commissions, taxes, and fees (plus you’ll likely have other moving expenses). Cash investments include everyday bank accounts, high interest savings accounts and term deposits. Now, even the investor class is facing the shortcomings of our monetary and commerce policies. I think, moving forward, the only way to be wealthy is to, well, be wealthy. Either through inheritance or accumulating vast sums of money through lucky one-off business, hedge funds etc.

If you had to sell your house or an investment property quickly, how much cash would you walk away with? That $50,000 of equity might be more like $10,000 if you have to sell below market value in order to move it quickly, and after the transaction costs like realtor fees and taxes. Some examples of non-liquid assets, if we use the standard definition, would be your home, car, and retirement investments such as a 401k or IRA.

Liquidity is important among markets, in companies, and for individuals. While the total value of assets owned may be high, a company or individual could run into liquidity issues if the assets cannot be readily converted to cash. For companies that have loans to banks and creditors, a lack of liquidity can force the company to sell assets they don’t want to liquidate in order to meet short-term obligations. Banks play an important role in the market by lending cash to companies while holding assets as collateral.

Individual retirement accounts, or IRAs, and 401(k)s are retirement savings accounts designed to hold your money until retirement and technically are not liquid assets, unless you have reached retirement age. The current ratio(also known as working capital ratio) measures the liquidity of a company and is calculated by dividing its current assets by its current liabilities.

It can also be more difficult to take a small position in alternative investments. We just sold our house and so have a big pile o’ cash making nothing (well, .02%) in the savings account. We need this cash to live off of for at least 5 years, while waiting for retirement age and penalty-free access to IRA’s. I just wanted to relay my experience with Lending Club to your readers.

In a July 2015 survey, Barron’s and Morningstar found that 63% of advisors planned to allocate more than 11% of their portfolios to liquid alts within the next five years. Asset growth in the market has remained inconsistent, and per Strategic Insight, liquid alt assets rebounded to $184 billion at the end of the third quarter in 2017, from $179 billion at the end of 2015. An alternative investment is a loosely defined term that, in principle, refers to almost any asset that is not a long-only stock or a bond. Examples include fine art, private equity, derivatives, commodities, real estate,distressed debt, and hedge funds. A drawback of any of these investments, however, is their lack of liquidity.

The quick ratio, sometimes called the acid-test ratio, is identical to the current ratio, except the ratio excludes inventory. Inventory is removed because it is the most difficult to convert to cash when compared to the other current assets like cash, short-term investments, and accounts receivable. In other words, inventory is not as liquid as the other current assets. A ratio value of greater than one is typically considered good from a liquidity standpoint, but this is industry dependent. Liquid assets are cash-on-hand, investment holdings or any tangible property that can be instantly converted to cash without losing value.

Liquid assets are those that can easily be converted to cold cash in your pocket without losing substantial value in the conversion.
Real estate is considered illiquid because it is hard to quickly turn the asset into cash without substantially lowering the price in some cases.

But, last thing, if you don’t reinvest your monthly payback amounts, then your earnings rate will be lower, because some of your principal is being paid back each month too. And loans last for either 3 yrs or 5 yrs, so that money is not accessible. I suppose you could invest a very large amount, and like an annuity, live off the proceeds for the next 3-5 years. Short-term investments are marked to market, and any declines in value are recognized as a loss.

Examples of liquid investments are cash, money market funds, and shares of publicly held companies that actively trade on an established stock exchange. Cash, checking accounts, savings accounts, stocks, bonds, mutual funds, and ETFs will almost always be counted towards your liquid assets.

However, some investments are easily converted to cash like stocks and bonds. Since stocks and bonds are extremely easy to convert to cash, they’re often referred to as liquid assets. If you don’t have an emergency fund, you should probably create one before putting your financial goals/savings money toward retirement or other goals.

Long term investing may now well be a thing of the past, even the big players make their money on the bid-ask spread, and not long term investments. Warren Buffett may have made money playing the long term, sure, but his long term is near the end of his term, and he started investing in a time when policies allowed massive growth.

Short-term US government bond funds
What is an example of a liquid asset?

A long-term investment is an account on the asset side of a company’s balance sheet that represents the company’s investments, including stocks, bonds, real estate, and cash. Long-term investments are assets that a company intends to hold for more than a year.

The list of Liquid assets comprises of Cash in Hand, Cash at the bank, marketable securities, other cash equivalents, accounts receivables, accrued income, loans, and advances (short-term) and Trade Investments (Short Term). A liquid investment is any investment that can be easily converted into cash without having a significant impact on its value.

AccountingTools

That will provide the highest guaranteed return, and lower the risk of any other investing you do. I’d also make sure to have at least three months living expenses in a very liquid and totally safe vehicle, like a bank savings account, money market fund or short-term CDs. That isn’t risk-free, but you will get a much higher rate of return on your savings.

Long-term investments are assets that a company intends to hold for more than a year. Gold and silver investments gained popularity with both large and small investors during the period of instability in the global financial system after the Great Recession following the 2008 economic meltdown.

If you are a buy and hold type investor, your stocks, mutual funds, ETFs, etc. could have significant unrealized capital gains. When you liquidate your liquid assets, you will incur income taxes on the realized gains. Based on the cost basis of your liquid assets, you may want to apply an additional discount factor to account for the incomes taxes you will owe if you tap those assets. Calculate or determine your liquid net worth by adding up your liquid assets and subtracting all of your liabilities.

Some of the good examples of liquid asset include government bonds, stocks, and money market instruments, money deposited into a savings or checking account, and similar more. Besides, liquid asset also includes tax refunds, mortgages, court settlements, certificates of deposits, and trust fund monies. A long-term investment is an account on the asset side of a company’s balance sheet that represents the company’s investments, including stocks, bonds, real estate, and cash.

However, it’s important to compare ratios to similar companies within the same industry for an accurate comparison. Before investing in any asset, it’s important to keep in mind the asset’s liquidity levels since it could be difficult or take time to convert back into cash. Of course, other than selling an asset, cash can be obtained by borrowing against an asset. For example, banks lend money to companies, taking the companies’ assets as collateral to protect the bank from a default. The company receives cash but must pay back the original loan amount plus interest to the bank.

What is a short-term investment?
What is the most liquid investment?

A liquid investment is any investment that can be easily converted into cash without having a significant impact on its value. Examples of liquid investments are cash, money market funds, and shares of publicly held companies that actively trade on an established stock exchange.

For example, the value of your home equity would be reduced by the realtor fees and other transaction costs that you would incur if you were to sell the house. You may also want to reduce the value of non-liquid assets to account for the fact that you may not get the full value if you need to sell quickly. When calculating liquid net worth, the goal is to figure out how much cash you could get for your assets.

Liquid assets are those that can easily be converted to cold cash in your pocket without losing substantial value in the conversion. Bank-related investments like CDs and money market accounts are the most liquid assets. Real estate is considered illiquid because it is hard to quickly turn the asset into cash without substantially lowering the price in some cases. Hi Sini – It really depends on your risk tolerance but I’d suggest first paying off any unsecured debt that you might have.{“@context”:”https://schema.org”,”@type”:”FAQPage”,”mainEntity”:[{“@type”:”Question”,”name”:”How do you calculate percentage of sales?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:” To calculate percentage of sales, divide the total sales by the total number of units sold.”}},{“@type”:”Question”,”name”:”Why is percentage of sales method important?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:” The percentage of sales method is important because it allows you to compare the performance of your business over time.”}},{“@type”:”Question”,”name”:”Do small businesses use the percentage of sales method?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:” Yes, small businesses use the percentage of sales method.”}}]}

Frequently Asked Questions

How do you calculate percentage of sales?

To calculate percentage of sales, divide the total sales by the total number of units sold.

Why is percentage of sales method important?

The percentage of sales method is important because it allows you to compare the performance of your business over time.

Do small businesses use the percentage of sales method?

Yes, small businesses use the percentage of sales method.

Related Topics:
Continue Reading

Uncategorized

Enchanted Woods and Forest Slots: Exploring the Mystical Realm of Nature

Published

1 week ago

on

November 23, 2023

By

Image3

In the realm of online casino gaming, a genre taps into the enchanting allure of nature and woodland mysteries: Forest Slots and Enchanted Woods Slots. These slots transport players into the heart of lush forests, where mythical creatures, ancient trees, and hidden treasures await discovery – play it here.

In this article, we will delve into the captivating world of Forest Slots and Enchanted Woods Slots, exploring their captivating features, woodland themes, and their magical gaming experience.

Immersed in the Wonder of Nature with Forest Slots

Forest Slots and Enchanted Woods Slots represent a captivating subgenre within online slot games, drawing inspiration from forests’ lush beauty and mystical aura. They offer a fusion of natural aesthetics, woodland creatures, and the potential for substantial real-money rewards. These slots appeal to fans of nature and wildlife and players seeking an escape into a world of tranquility and enchantment.

Key Features of Forest Slots and Enchanted Woods Slots

Lush Woodland Aesthetics

The standout feature of Forest Slots and Enchanted Woods Slots is their ability to recreate the serene and mystical ambiance of the forest. These games often boast towering trees, moss-covered stones, and enchanting glades—the graphics and animations transport players to a world of natural wonders, creating an immersive gaming experience.

Iconic Forest Symbols

Forest Slots and Enchanted Woods Slots feature symbols emblematic of the woodland realm. Players can expect to encounter woodland creatures like deer and owls, ancient trees, magical toadstools, and the elusive fairies and sprites that inhabit these enchanted woods. These symbols add to the game’s visual allure and play a critical role in determining winning combinations and triggering bonus features.

Woodland Creatures and Mystical Beings

To enhance the forest experience, these slots often incorporate encounters with mythical creatures and mystical woodland beings. Players may interact with fairies, elves, unicorns, and other fantastical inhabitants of the enchanted woods. These interactions add an extra layer of enchantment and engagement to the gameplay, providing players with a sense of wonder and magic.

Image1

Forest Magic Bonus Rounds

In Forest Slots and Enchanted Woods Slots, players often engage in bonus rounds that tap into the mystical energies of the forest. These may involve participating in magical ceremonies, uncovering hidden pathways, or seeking the blessings of ancient forest guardians. These bonus rounds immerse players in the enchanting world of the forest, intensifying the gaming experience.

Themes in Forest Slots and Enchanted Woods Slots

These slots come in a variety of themes, each offering a different woodland adventure:

Fairy Glades

These slots focus on the magical realms inhabited by fairies and sprites, where players can explore glades, seek hidden treasures, and receive the blessings of forest spirits.

Mystical Creatures

In these games, players encounter mythical creatures like unicorns, centaurs, and magical creatures as they explore the forest’s depths in search of hidden wonders.

Ancient Trees and Guardians

These slots revolve around the wisdom and magic of ancient trees, where players seek out the guidance and blessings of these wise woodland sentinels.

Woodland Treasures

In these games, players embark on quests to discover hidden treasures and uncover the riches that lie within the heart of the enchanted woods.

Winning Real Money in Forest Slots and Enchanted Woods Slots

While the immersive themes and woodland aesthetics are the main attractions, players can also win real money while enjoying Forest Slots and Enchanted Woods Slots. These games offer various opportunities to form winning combinations, trigger bonus rounds, and accumulate substantial payouts, much like traditional slots.

Image2

Conclusion

Forest Slots and Enchanted Woods Slots offer a uniquely immersive experience within online casino gaming. Whether you’re a fan of magical glades, encounters with mystical creatures, seeking the wisdom of ancient trees, or embarking on quests for woodland treasures, there’s a Forest Slot or Enchanted Woods Slot that can transport you to the heart of nature’s mysteries. With enchanting visuals, iconic woodland symbols, and engaging gameplay, these slots provide a truly unforgettable gaming experience. So, step into the enchanted woods and let the magic of nature guide you on a journey of wonder and discovery!

Continue Reading

Uncategorized

Acquiring Sweeps Coins in Sweeptastic for 2023

Published

1 week ago

on

November 23, 2023

By

Image1

 Introduction

Sweeptastic is a newly launched sweepstakes casino that is currently in the early stages of establishing itself in the industry. Although there are areas, such as its game library and user interface, that are still undergoing refinement, the casino shows potential, particularly with its attractive welcome offer and continuous promotions. Despite a somewhat limited range of games, Sweptastic offers a decent entry point for players looking to explore the world of sweepstakes casinos.

Legitimacy of Sweeptastic Casino

Assessing the legitimacy of an online gaming site involves subjective judgment, but there are signs and factors that can help determine the intention behind a platform.

One important consideration is the transparency of the owner company, and in the case of Sweeptastic, this information is readily available on the casino’s site – Heuston Gaming Limited with registration number 104624.

Additionally, Sweeptastic has taken steps to enhance transparency and player safety. They provide a page displaying the Return to Player (RTP) of all available games and have a Responsible Gaming page that discusses how players can have the best gaming experience while maintaining control over their habits.

With these measures, including comprehensive information and tools for self-control, Sweeptastic demonstrates a commitment to ensuring the safety and well-being of its players.

Currencies

Sweptastic has a straightforward system with two virtual currencies: Gold Coins and Sweepstakes Coins, also known as Lucky Coins.

Lucky Coins (Gold Coins)

In Sweptastic, Gold Coins go by the name Lucky Coins. These coins are exclusively for playing games for fun and hold no real-world value. While the casino generously provides them for free, you also have the option to purchase additional Lucky Coins. They serve as a useful tool for exploring games before committing your valuable Sweepstakes Coins.

Sweepstakes Coins

Critical to the sweepstakes casino experience, Sweepstakes Coins are the virtual currency that transforms your in-game winnings into real money. Sweptastic retains the original name, emphasizing that winnings in Sweepstakes Coins can be redeemed for actual cash. Notably, these coins cannot be bought; however, Sweeptastic offers them abundantly through various promotions or as a bonus when you purchase Lucky Coins.

Promotional Offers at Sweeptastic

Promotions at Sweeptastic are designed to set high standards, offering players ample opportunities to enjoy their favorite games and potentially win real money rewards without the need for any purchases. Let’s delve into the details of each promotional offer:

Signup Bonus

Sweeptastic stands out by providing one of the most generous free welcome bonuses in the sweepstakes casino realm – a whopping 27,777 Gold Coins + 10 Sweepstakes Coins.

Image3

At the same time, the full offer requires account verification; merely registering grants you an initial reward of 10,000 Lucky Coins (Gold Coins).

Daily Login

Acknowledging active members, Sweeptastic adopts the common practice of a Daily Login Bonus but distinguishes itself with a substantial amount of freebies. Simply log in each day, and the casino automatically boosts your balance with 1,000 Lucky Coins.

Happy Hours

For early birds, Sweeptastic introduces Happy Hours, generously gifting 3,000 Lucky Coins every morning between 7 am and 10 am. This bonus is seamlessly added to your account upon login, requiring no additional steps or claims.

First Purchase Offer

While Sweeptastic lavishes players with substantial free coins, the extensive gaming catalog may lead to their quick depletion. In anticipation of this, the social casino presents two exclusive offers for your initial coin purchase:

  • $17.49 pack – 25,000 LC + 25 SC (30% off)
  • $29.49 pack – 45,000 LC + 45 SC (35% off)

Purchase Methods

Now that you’re acquainted with Sweeptastic’s virtual coins let’s explore the options available if you decide to make a purchase on this casino-style gaming platform. Sweeptastic offers six predefined Lucky Coin bundles, each accompanied by complimentary Sweepstakes Coins. You can make purchases using widely accepted bank cards like Visa, Mastercard, and American Express, among others. Additionally, popular online payment providers are supported, ensuring a seamless transaction experience based on our testing.

Redeeming Prizes

For many players, the most exciting aspect is whether Sweptastic truly pays out real cash prizes. The answer is a resounding yes, and the redemption process is notably faster compared to other sweepstakes casinos. You have various redemption options, including bank transfers, gift cards, and even merchandise if you prefer tangible rewards.

Image2

It’s crucial to note that to complete the redemption process; you must verify your account through KYC (providing documents for identity, address, phone, and bank account verification), wager the Sweepstakes Coins at least once (as they are received as a bonus), and have a Sweepstakes Coins balance equivalent to at least $100.

Conclusion

Since its inception, Sweeptastic has set the standard for how things should be done in the sweepstakes casino world. Whether it’s bonuses, games, or player care, this social casino brand truly stands out.

Continue Reading

Uncategorized

Enhancing User Engagement And App Discovery: The Impact of User-Friendly Interfaces in App Catalogs

Published

2 weeks ago

on

November 14, 2023

By

Image3

Mobile applications have become an integral part of our daily lives. From social networking to productivity tools, there is an app for everything. With millions of apps available across various platforms, app catalogs are crucial in helping users discover new applications. However, the success of these catalogs greatly depends on user experience, particularly the user-friendliness of their interfaces.

The Significance of User-Friendly Interfaces

User-friendly interfaces are essential elements of app catalogs as they directly influence how users interact with and explore the available apps. A well-designed and intuitive interface can significantly enhance the overall user experience. Here are some key factors that highlight the significance of user-friendly interfaces:

1.1 Navigational Ease

One of the primary benefits of a user-friendly interface is navigational ease. When users can easily browse through app categories, search for specific apps, and access relevant information, they are more likely to engage with the catalog for longer periods.

1.2 Visual Appeal

The visual appeal of an app catalog matters. An attractive and well-organized layout can captivate users and encourage them to explore further. A cluttered or confusing interface, on the other hand, can deter users from using the catalog.

1.3 User Feedback

User-friendly interfaces often include features for user feedback, such as ratings and reviews. This feedback helps users make informed decisions about which apps to download, enhancing their overall experience.

Comprehensive App Collection

APPiX360’s extensive app collection caters to a wide array of interests and needs. The platform regularly updates its offerings with the latest and most popular apps, ensuring users have access to the newest trends and tools. The importance of user reviews and ratings in aiding informed decisions is a testament to the platform’s user-centric approach. The platform’s commitment to ensuring safe downloads is exemplified through its stringent vetting process, which can be illustrated through the safe downloading of the Pin-up app.

Impact on User Engagement

User engagement is a crucial metric for app catalogs. It measures how actively users interact with the catalog, and user-friendly interfaces can have a profound impact on engagement levels:

2.1 Longer Time Spent

A user-friendly interface encourages users to explore more apps, leading to longer sessions within the catalog. When users find it easy to navigate, they are likely to spend more time searching for new apps and discovering content.

2.2 Higher Retention Rates

Apps with user-friendly interfaces tend to have higher retention rates. Users are more likely to return to the catalog regularly if they had a positive experience during their previous visits. This consistent engagement benefits both users and app developers.

2.3 Increased App Downloads

Improved user engagement often leads to an increase in app downloads. When users feel comfortable and confident while using the catalog, they are more likely to take the next step and download apps that pique their interest.

Image1

Impact on App Discovery

App discovery is a critical aspect of app catalogs, as it directly affects an app’s success. User-friendly interfaces play a significant role in enhancing the app discovery process:

3.1 Effective Search and Filtering

User-friendly catalogs offer efficient search and filtering options. Users can easily narrow down their choices based on categories, keywords, or ratings. This simplifies the app discovery process and helps users find relevant apps more quickly.

3.2 Personalized Recommendations

Many app catalogs use user data to provide personalized app recommendations. A user-friendly interface makes it easier for catalogs to collect and analyze user preferences, leading to more accurate and appealing app suggestions.

3.3 Social Integration

User-friendly interfaces often incorporate social features, such as sharing and following. These features enable users to discover apps recommended by their friends or influencers, fostering a sense of community within the catalog.

Image2

The Pin-Up App Download Experience

As we explore the impact of user-friendly interfaces, let’s take a closer look at the Pin-Up app download experience as an example. Pin-Up is an online casino and sports betting platform that offers a mobile app for users to enjoy their favorite games and place bets conveniently.

4.1 Navigational Simplicity

The Pin-Up app catalog boasts a user-friendly interface that simplifies the navigation process. Users can easily access different sections of the app, such as casino games, sports betting, and promotions, through a well-organized menu.

4.2 Visual Appeal

The catalog’s visual design is visually appealing, featuring vibrant colors and clear graphics. This visually engaging interface captures users’ attention and encourages them to explore the app further.

4.3 User Feedback

Pin-Up’s user-friendly interface incorporates user feedback in the form of reviews and ratings for games and sports events. This feedback helps users make informed decisions about what to play or bet on, enhancing their overall experience.

Conclusion

In conclusion, user-friendly interfaces are instrumental in shaping the success of app catalogs by positively impacting user engagement and app discovery. Navigational ease, visual appeal, and user feedback are key elements that contribute to a user-friendly experience. As demonstrated by the Pin-Up app download experience, a well-designed interface can enhance the overall user journey, leading to higher user engagement, increased app downloads, and improved app discovery. App catalogs that prioritize user-friendliness are more likely to thrive in the competitive digital landscape, benefiting both users and developers alike.

Continue Reading

Popular