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How do you do the shopping cart trick? |



The shopping cart trick is a popular video game term that means pressing the cancel button to pause your in-game timer and continue playing somewhere else. It’s an easy way to make money on video games, but most people don’t know how it works.

The “shopping cart trick 2021” is a method that allows you to shop for items without having to go through the checkout. The process is simple, but requires some patience and practice.

How do you do the shopping cart trick? |

The Shopping Cart Trick: How to Do It (Step by Step)

  1. Clear your browser’s cache, cookies, and history.
  2. Create a new account on the website where you want the credit card.
  3. Fill your shopping basket with a few products.
  4. Proceed to the payment page.
  5. Wait for the pre-approval popup from Comenity Bank to appear.
  6. Rinse and repeat as needed.

Is the shopping cart technique still effective in 2019?

Credit Cards Without The Hard Pull – Shopping Cart Trick 2020 Update: As of 2019, the shopping cart technique no longer yields a mild pull and instead yields a forceful pull. This also implies that your credit is being actively reviewed, so if you have terrible credit, this strategy will be useless.

Also, which shops use the shopping cart ruse? Stores That Qualify – A Shopping Cart Trick

  • Abercrombie & Fitch.
  • Taylor, Ann.
  • Bath & Body Works.
  • Home of Brylane.
  • Buckle.
  • Coldwater Creek is a tributary of the Coldwater River
  • Express.
  • Gamestop.

Is the shopping cart technique, as a result, effective?

So, yeah, there is a shopping cart trick. No, contrary to popular belief, it will not assist you in obtaining a new credit card account without a rigorous credit check. Rather, you can use it to check whether you’ve been pre-approved for a certain shop card, which is quite useful.

Does the Walmart shopping cart scam work?

When the pop-up ad for the store’s credit card shows, the shopping cart trick works. Make sure your browser’s pop-up blocker is turned off before attempting the Walmart shopping cart method. You must have chosen to receive credit card offers.

Answers to Related Questions

Is it possible to use the shopping cart method on a mobile device?

People have had success bringing up the shopping cart trick pop-ups on mobile using Androids and iPhones. Just make sure you’re on the “desktop” version of the site, not the “mobile” one.

Is a credit card from Wayfair a strong pull?

With Comenity Wayfair, you won’t have to be concerned about this. There is no hard inquiry if you apply via a pre-qualification link. You’ll receive a gentle inquiry instead. As a result, your credit score is unaffected.

What shops accept people with poor credit?

For Bad Credit, the Best “Department Store” Credit Cards

  1. Kohl’s Credit Card
  2. Macy’s Credit Card is a credit card issued by Macy’s.
  3. Dillard’s Credit Card is a credit card issued by Dillard’s.
  4. TJX Rewards Credit Card is a credit card offered by TJX.
  5. Credit Card from Belk.
  6. JCPenney Credit Card is a credit card issued by JCPenney.
  7. The Nordstrom Retail Card is a credit card issued by Nordstrom.

What exactly is the credit card ruse?

A credit card offer from Comenity Bank may appear with an incentive to apply when you’re online shopping with a bank-partnered business, which is known as the shopping cart trick. To obtain the deal, make sure you don’t opt out of promotional credit card offers and that your pop-up blocker is switched off.

What does it mean to have a good credit score?

A decent credit score is typically described as a number between 620 and 659. Keep in mind that not all lenders use the same definition of fair credit. Some may have more stringent requirements, such as beginning the fair credit range at 640 and finishing at 699. Furthermore, getting fair credit isn’t a life sentence.

For a Kirklands card, what credit score is required?

-All customers who apply online and are accepted will get a 20% off voucher in the mail along with their new Kirkland’s credit card, which they may use on their next in-store purchase. Breakdown of the Features.

Customer ProfilePersonal
Range of Credit Scores650-850 850-300 650-850-850-850-850-850-850-850-850-850-

What is the minimum credit score required by Comenity Bank?

The Comenity Bank credit cards that are the easiest to get are those that demand good credit. That indicates a score of 640 or better is required. These cards are well within reach for most of us, given that the typical person’s credit score is around 40 points higher.

Walmart uses which credit bureau?

You may confirm that your account activity is reported to the three credit agencies by examining the terms and conditions of the Walmart MasterCard and Walmart credit card (Equifax, Experian and TransUnion).

Does the Ulta shopping cart scam work?

The “shopping cart” method allows you to obtain preapproved for a store credit card without having to go through a “hard” credit check. This information does not preclude you from applying for an Ulta store credit card; you will only need to supply your Social Security number and consent to a hard credit inquiry.

What is the minimum credit score for Victoria Secret?

Victoria’s Secret does not have a defined credit score criteria for qualifying (or disqualifying) candidates. With a credit score in the mid-500s and above, current customers say they were accepted for the card. The high interest rate indicates that this card may only be available to individuals with fair credit.

What is the minimum credit score for a Home Depot card?

640 points or more

Is obtaining a TJ Maxx credit card difficult?

For a TJ Maxx card, a minimum credit score is required.

The Platinum MasterCard® is known to be approved by Synchrony Bank, the credit card’s issuer, for applicants with fair to exceptional credit scores ranging from 620 to 720 or above.

For a Meijer credit card, what credit score is required?

You must have a credit score of at least 630, as we indicated in our Meijer credit card review. If your credit score is at least 700, you are significantly more likely to get approved for this credit card (or good).

Is Wayfair good for credit?

The Wayfair credit card might assist you in improving your credit score. Your FICO score may be improved if you use the card properly, make all payments on time, and keep your balances low.

Is there a gentle pull at Walmart?

Hard or gentle pull at Walmart? A forceful pull is frequently required when applying for a credit card. If you are chosen for a pre approval while logged in or checking out, you will get a mild pull only.

What makes Comenity Bank and Comenity Capital Bank different?

Alliance Data owns both Comenity Bank and Comenity Capital Bank, therefore “Comenity” might refer to any of them. There is no difference between Comenity Bank credit cards and Comenity Capital Bank credit cards in the eyes of the ordinary cardholder.

Is it still possible to do the shopping cart technique in 2019?

Credit Cards Without The Hard Pull – Shopping Cart Trick 2020 Update: As of 2019, the shopping cart technique no longer yields a mild pull and instead yields a forceful pull. This also implies that your credit is being actively reviewed, so if you have terrible credit, this strategy will be useless.

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Personal Finance

Instant Money Transfers: How to Speed Up Your Financial Transactions?




People today are no longer limited to using traditional banking methods and payment options like cash or checks for their financial transactions. With digital payment options becoming increasingly popular, money transfers have become easier. However, while these solutions offer convenience, they only sometimes guarantee a speedy transaction of funds from one party to another. If you need an instant transfer solution that allows you to move your funds without any hassles quickly, keep reading. Here are some tips to help you get started with an instant money transfer:

Find a Trustworthy Money Transfer Provider

Finding a trustworthy money transfer provider is paramount in ensuring your money’s safe and efficient transfer. Start by researching different providers, particularly their reputation, customer reviews, and transaction security protocols. The team at Paysend can help you send money to the Philippines from the USA in just a matter of seconds. A reliable provider should have a robust security framework to guard against fraud and hacking attempts. Additionally, consider the speed of their service, the fees they charge, and the exchange rates they offer.

Some providers may offer attractive transfer rates but compensate with hidden charges, so read the fine print. Customer service is another important factor; a good provider will have a responsive and knowledgeable support team to promptly address any issues or concerns. Regulatory compliance is also crucial – ensure the appropriate financial authorities regulate the provider. Remember, a trustworthy provider prioritizes the security and satisfaction of its customers above all else.

Select Your Preferred Payment Method

Choosing your preferred payment method is a critical step in instant money transfers. Several payment methods are available, and the best choice often depends on one’s circumstances and preferences. The most common payment options include bank transfers, debit or credit cards, and digital wallets. Bank transfers, while reliable, may provide a different speed than some users require. Debit or credit card payments are typically faster but may carry higher fees.

Digital wallets like PayPal or Apple Pay offer speed and convenience, allowing you to transfer funds digitally without requiring bank account information. The factor to consider here is not just the convenience of the payment method but also its transaction speed, security, and associated charges. Always select a payment method that suits your needs regarding these factors.

Sign Up for an Account

Once you have selected the ideal payment method and provider, it is time to sign up for an account. Most providers will require personal information such as your name, address, email ID, and phone number, so make sure the details you provided are accurate. You might also be asked to supply additional documents, such as identification proof and bank statements, to verify your identity.

Sometimes, you may need to link your bank account with the transfer provider’s platform; read through their documentation carefully to understand what steps you need to take. Once the registration process is complete, you can access and use the money transfer service for quick transfers.

Initiate the Money Transfer

Most providers will require you to register on their platform with valid ID documents before proceeding. Enter all the necessary details correctly and accurately, including recipient information and account numbers. Additionally, make sure that you double-check the amount of money being transferred and the associated fees.


Confirm everything is correct before hitting ‘Send’ to avoid costly mistakes or delays in transfer processing. You should receive an email or text message confirming the transfer with your transaction details, including the recipient’s account information and a tracking number. You can use this tracking number to monitor the progress of your money transfer.

Complete the Money Transfer Process

This usually requires providing basic information such as the recipient’s name, address, and contact details. Depending on your provider, you may also need to specify what currency you’re sending and offer additional security authentication. Once this is done, enter the amount you wish to transfer, verify the transaction details, and approve it. After that, your money should be on its way to the recipient’s account immediately.

Some providers offer extra features such as tracking services or reminders for upcoming transfers for added security and convenience. These features can come in handy when sending payments regularly or tracking the status of a transaction. Additionally, look out for any special offers, discounts, or rewards available to loyal customers. Many money transfer providers offer these incentives as a way of showing appreciation and encouraging loyalty among their customers.

Monitor the Status of Your Transfer

Most providers will allow you to monitor the progress of your transfer in real time. Some may even send notifications via email or text message when the money reaches its destination. If you sense any delays, contact customer support for assistance. Money transfers can take a few minutes to several hours, depending on the selected payment method and recipient country.


Finally, always save all records related to your money transfers, including emails and receipts. If there are any discrepancies or disputes, you can refer to these documents for clarification. With the help of a reliable provider and modern payment methods like digital wallets, you can now easily make instant money transfers. So get started today and experience the convenience of instant money transfer services.

Receive and Verify the Transaction

Once the money has been transferred, you or the recipient should receive a notification of completion. At this point, ensuring the transaction was successful, and all details were correct is important. For security purposes, some providers may ask for additional verification from either party to avoid fraud and other malicious activities. This process could include providing a digital signature or proof of identity.

Once the verification is complete, the funds should be available in the recipient’s account almost immediately. If you have any concerns, contact customer support to get assistance or help resolve any issues. Remember that reliable providers prioritize customer satisfaction and security above all else. With these steps, you can now easily and safely transfer money with instant money transfer services.

Nowadays, it’s more important than ever to employ secure digital payment methods in your daily financial transactions. That’s why researching which providers offer the best services regarding speed, security, transaction fees, and customer support pays off. With the right provider, you can have peace of mind knowing that your money transfers will be conducted instantaneously and securely.

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Personal Finance

The Ins and Outs of Getting a Loan With Bad Credit




If financial difficulties or uninformed decisions have left you with bad credit, you may not know where to turn for a loan. While borrowing money with a low credit score may take additional research or work, it’s likely still within your reach.  

Many lenders offer bad credit loans for people who need extra cash but may not have the best credit background. Applying for a loan with bad credit may feel intimidating, but the following considerations could make the process easier.

Start by Checking Your Credit

Before you begin shopping for loans, check your credit report. Some creditors require specific scores for each loan product, even those designed for bad credit, so knowing your score saves you time.

It’s also important to check your credit report for errors that may drag your score down and limit your loan options. You can access this information from Equifax and TransUnion for free online.

Compare Your Options

While a lower credit score likely disqualifies you from some personal loans, you may still have many options. Some lenders offer loans specifically for people with low credit scores who struggle to qualify for other options.


Bad credit loans may require a deposit or other fees, have higher interest rates than other loans, or include income requirements. However, they may also offer a wide range of payment terms and options like online portals that make managing your loan easier. With some research, you could find the right fit for your circumstances.  

Whenever possible, take advantage of loan prequalification. Many lenders allow you to check your potential eligibility for a loan by providing personal and financial information. They use that to run a soft credit check, which doesn’t affect your credit score. If you pre-qualify, they’ll provide information about possible rates and terms. You could complete prequalification forms for multiple loans to help you find your best option.

Improve Your Application

Some financial decisions improve your loan eligibility. A friend or family member with better credit may agree to co-sign your loan. In that case, their financial information influences your eligibility for a loan.

Cosigners take on substantial risk. If you fail to repay your loan, your cosigner becomes responsible. Likewise, issues with the loan could hurt their credit score and put a strain on your interpersonal relationship.  


If multiple lenders have declined your applications for unsecured loans, consider a secured loan instead. Secured loans require collateral, like a deposit, car, or other property. If borrowers don’t repay their loans, lenders may seize the collateral. Lending institutions don’t take on as much risk with secured loans as unsecured loans so they may have more lenient credit requirements for borrowers.

Avoid Scams

Unfortunately, fraudulent lenders often exploit consumers who have limited loan options. Before providing a lender with any personal or financial information, ensure they’re legitimate. Otherwise, you risk having your identity stolen or paying fees for a loan you never receive.

Be wary of anyone offering guaranteed approval or soliciting your business via cold calls. Always verify loan servicers’ contact information and check their reviews on trusted third-party websites.

The Bottom Line

If you have bad credit, you could still qualify for a personal loan. Remember to check your credit score, investigate your options, and confirm a lender’s legitimacy before applying. If you still struggle to qualify, you may need a cosigner or collateral to boost your application.

By taking some extra steps, you can make getting a loan easier and safer.

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Personal Finance

Four Ways to Save on Fuel in 2023





From increasing energy bills to price hikes at online stores and supermarkets, all individuals globally feel the need to make their money to go further and do more. And there has never been a perfect time to know how to save more on fuel than now.

From getting fuel cards with great deals and driving more efficiently to using telematics and keeping your vehicle in good condition, here are different ways to save money on fuel.

Get a Fuel Card

A fuel card can provide you with more than the ability to purchase fuel from a good station. With a fuel card, you can control your business’s fuel spend by getting discounts on fuel pump rates, setting spending limitations, and increasing your cash flow – all enabling you to save a significant amount of money.

Fuel cards allow savings on fuel, which means that the price you pay is always less compared to the one indicated on the fuel pump machine. With numerous fuel cards available out there, find the right partner with excellent deals.

Use Telematics/Advanced Route Planning

Digital telematics solutions come with real-time GPS tracking as well as remote automobile diagnostics helping individuals and company owners to thoughtfully plan the most efficient routes depending on different data points. A high-quality telematics solution also integrates with route optimisation systems to plan the most efficient routes and offer turn-by-turn directions and navigations.


Well-planned routes allow automobiles to get from point C to D efficiently, significantly minimising time spent and distance covered, saving on fuel. Heavy-duty automobiles can avoid routes with steep hills. You can also re-plan a hilly route for a light and medium-duty automobile.

But as you do that, ensure the route you choose doesn’t take your drivers too far. Side-step all congested routes and those that require excessive stopping and starting or cause unnecessary idling.

Drive More Efficiently

One of the proven ways to save on fuel is to manage driver behavior. Whether you’re a driver or fleet manager, you need to keep yourself or drivers accountable for how they utilize their fuel cards.

You should also reinforce ways to conserve fuel through safety training – many of the behaviors that are taught as techniques of safe driving, such as driving more efficiently. Most businesses and individuals use telematics to control driver behavior, such as harsh accelerating or braking, to maximize return on investment by minimizing fuel spend.

Keep Your Vehicle in Good Condition

If you keep your automobile in excellent condition by servicing it in line with the guidelines of the manufacturer, it’ll help you save on fuel costs. Fix any faults quickly to make sure your vehicle is operating efficiently.


When you keep your car in excellent condition, you’ll enjoy numerous benefits, saving fuel being one of them. A vehicle that isn’t serviced based on the guidelines of the manufacturer can increase the consumption of fuel by approximately 50%.

Integrate these four ways into your automobile’s daily activities, and you’ll be able to save on fuel.

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