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How can I redeem my BPI points? |



The BPI is the Philippines’ premiere digital currency. The Philippine Peso can be spent on games and content through a mobile wallet or redeemable points that may be converted to cash, sent to friends as gifts or used for discounts at restaurants and retailers.

The “how to claim bpi rewards points 2021” is a question that many people have been asking. The BPI has released an FAQ on how to redeem your points, which can be found here: https://www.bpi.com/en-GB/about-us/faqs/.

How can I redeem my BPI points? |

By contacting BPI Express Phone 89-100 or sending an email to [email protected]bpi.com.ph, Bonus Rewards Points may be claimed. The terms and conditions of BPI RealThrills Rewards apply to cardholders, and they must be followed. Visit bit.ly/bpirewards for more details.

Similarly, how can I check the status of my BPI credit card points?

BALANCE INQUIRY THROUGH TEXT Check your credit balances via BPIExpress Mobile. Text BALCC<16-digit card number> andsend to 2274.

One can also wonder how credit card points are redeemed. Redeem your Reward Points in the EasySteps below:

  1. Log in to HDFC Bank NetBanking and choose the “Credit Cards” link at the top of the page.
  2. Create an account with your credit card (one time activity).
  3. After completing the registration process, go to the left-hand navigation bar and choose “Redeem Reward Points.”

Also, do BPI points have an expiration date?

BPI Express Phone BankingHotline 89-100 must be contacted for a replacement of a damaged item received. within forty-eight (48) hours of receiving the package After delivery, BPI is not obligated to replace any redeemedRewards item or gift card that is lost, stolen, damaged, or expired.

What is the best way to convert BPI points to GetGo points?


  1. Get free flights by converting your Real Thrills Rewards (RTR) points into GetGopoints.
  2. To convert, phone (632) 89 100 or email [email protected] 24 hours a day, 7 days a week.
  3. After a successful conversion, GetGo points will be awarded to your account within seven (7) business days.

Answers to Related Questions

What are credit card points good for?

Credit cards that provide points reward you for every dollar you spend. You can even gain bonus points if you make specific purchases. For instance, a credit card may provide 3 points per dollar on all travel transactions (hotels, airline, and so on), but only 1 point per dollar on all other purchases.

What is the best way to check my credit card balance?

Using Your Phone to Check Your Credit Card Balance

Follow the directions to hear your credit card balance by entering your card number and any additional identifying information (such as the last four digits of your social security number or your billing zip code) on your phone’s keypad.

Can I use my BPI credit card outside of the Philippines?

BPI credit cards may be used in any Visa or Mastercard-accepting facility worldwide. BPI credit cards are, in reality, among the finest for foreign purchases. They have a modest 1.85 percent foreign currency transaction charge (1.75 percent for BPI Family CreditCard).

How can I check the amount of my BPI credit card online?

BPI OnlineBanking: How to Check Credit Card Balance

  1. To get started, go to the BPI Express Online login page.
  2. To log in to your online account, enter your user ID and password.
  3. Select Other Services > Credit Card Services > Statementof Account.

Is it necessary to activate my BPI credit card?

Your BPI credit card must be activated before you may use it. A BPI credit card, like any other credit card, must first be activated before it may be used. Otherwise, you’ll have to seek activation by calling the BPI phone banking hotline.

How can I get my BPI credit card to work?

Simply follow these three simple steps to register: STEP 1: Go to online.bpi.com.ph and click “Register now” under the online banking login section. STEP 2:Click “Continue” after selecting “Enroll a BPI Credit Card Account.” STEP 3: Fill out the appropriate fields and click “Submit.”

What are my options for increasing my credit limit on my BPI credit card?

If you’re unhappy with your BPI credit cardlimit, you can request to increase it after ayear by calling the customer service hotline (89-100). You can alsorequest a credit limit increase via BPIExpress Online (Click Other Services > Credit CardServices > Increase in Credit Limit).

What is a credit card direct payment?

A letter of credit is a kind of straight credit. Banks may only pay straight credit at their own counters, or a specified drawee bank may do so provided it has the necessary authorisation. The word “straight credit” denotes that payment is paid to the recipient “straight” or “directly.”

Is it possible to convert Payback points into cash?

Payback Points Can Be Redeemed For Cash:

You will get 0.25 paisa for every PAYBACK point you earn. You must dial 080-40146444, the exclusive number for the ICICI Bank PAYBACK Rewards Scheme. Within 7 working days, your points will be converted to cash and deposited to your credit card account.

Is it true that BDO credit card points expire?

Yes, after five years, your points will expire. Unredeemed or unused points acquired in 2012, for example, will expire in 2017. Members may use their points to pay for purchases at any SM Store, SM Supermarket, SMHypermarket, or SM retail business or partner.

What does HDFC mean by 10x reward points?

The offer of 10X Reward Points on International POStransactions is applicable from October 1 to December 31, 2018. This 10X deal is distinct from previous 10X Programs available on certain retailers via your HDFC BankDiners Club Credit Cards, and it has a different maximum ceiling for incremental Reward Points.

Where can I put my Payback points to good use?

PAYBACK Partners is where you may redeem your points.

  • Choose from over a hundred different partners.
  • Visit one of our online or in-store partners.
  • On checkout, use your PAYBACK Card / Quote Linked Mobile Number.
  • You may save a lot of money by redeeming points.

What is my GetGo number and where can I locate it?

Please contact GetGoat at +632 71-GetGo if you have any more queries (43846). You may verify the GetGo number associated with your credit or debit card in three (3) ways:

  1. Upon card issuance, inspect the GetGo Card package (only issued fornew GetGo members)
  2. Customer service may be reached at (02)841-8600.
  3. Send an email to [email protected]
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Personal Finance

Instant Money Transfers: How to Speed Up Your Financial Transactions?




People today are no longer limited to using traditional banking methods and payment options like cash or checks for their financial transactions. With digital payment options becoming increasingly popular, money transfers have become easier. However, while these solutions offer convenience, they only sometimes guarantee a speedy transaction of funds from one party to another. If you need an instant transfer solution that allows you to move your funds without any hassles quickly, keep reading. Here are some tips to help you get started with an instant money transfer:

Find a Trustworthy Money Transfer Provider

Finding a trustworthy money transfer provider is paramount in ensuring your money’s safe and efficient transfer. Start by researching different providers, particularly their reputation, customer reviews, and transaction security protocols. The team at Paysend can help you send money to the Philippines from the USA in just a matter of seconds. A reliable provider should have a robust security framework to guard against fraud and hacking attempts. Additionally, consider the speed of their service, the fees they charge, and the exchange rates they offer.

Some providers may offer attractive transfer rates but compensate with hidden charges, so read the fine print. Customer service is another important factor; a good provider will have a responsive and knowledgeable support team to promptly address any issues or concerns. Regulatory compliance is also crucial – ensure the appropriate financial authorities regulate the provider. Remember, a trustworthy provider prioritizes the security and satisfaction of its customers above all else.

Select Your Preferred Payment Method

Choosing your preferred payment method is a critical step in instant money transfers. Several payment methods are available, and the best choice often depends on one’s circumstances and preferences. The most common payment options include bank transfers, debit or credit cards, and digital wallets. Bank transfers, while reliable, may provide a different speed than some users require. Debit or credit card payments are typically faster but may carry higher fees.

Digital wallets like PayPal or Apple Pay offer speed and convenience, allowing you to transfer funds digitally without requiring bank account information. The factor to consider here is not just the convenience of the payment method but also its transaction speed, security, and associated charges. Always select a payment method that suits your needs regarding these factors.

Sign Up for an Account

Once you have selected the ideal payment method and provider, it is time to sign up for an account. Most providers will require personal information such as your name, address, email ID, and phone number, so make sure the details you provided are accurate. You might also be asked to supply additional documents, such as identification proof and bank statements, to verify your identity.

Sometimes, you may need to link your bank account with the transfer provider’s platform; read through their documentation carefully to understand what steps you need to take. Once the registration process is complete, you can access and use the money transfer service for quick transfers.

Initiate the Money Transfer

Most providers will require you to register on their platform with valid ID documents before proceeding. Enter all the necessary details correctly and accurately, including recipient information and account numbers. Additionally, make sure that you double-check the amount of money being transferred and the associated fees.


Confirm everything is correct before hitting ‘Send’ to avoid costly mistakes or delays in transfer processing. You should receive an email or text message confirming the transfer with your transaction details, including the recipient’s account information and a tracking number. You can use this tracking number to monitor the progress of your money transfer.

Complete the Money Transfer Process

This usually requires providing basic information such as the recipient’s name, address, and contact details. Depending on your provider, you may also need to specify what currency you’re sending and offer additional security authentication. Once this is done, enter the amount you wish to transfer, verify the transaction details, and approve it. After that, your money should be on its way to the recipient’s account immediately.

Some providers offer extra features such as tracking services or reminders for upcoming transfers for added security and convenience. These features can come in handy when sending payments regularly or tracking the status of a transaction. Additionally, look out for any special offers, discounts, or rewards available to loyal customers. Many money transfer providers offer these incentives as a way of showing appreciation and encouraging loyalty among their customers.

Monitor the Status of Your Transfer

Most providers will allow you to monitor the progress of your transfer in real time. Some may even send notifications via email or text message when the money reaches its destination. If you sense any delays, contact customer support for assistance. Money transfers can take a few minutes to several hours, depending on the selected payment method and recipient country.


Finally, always save all records related to your money transfers, including emails and receipts. If there are any discrepancies or disputes, you can refer to these documents for clarification. With the help of a reliable provider and modern payment methods like digital wallets, you can now easily make instant money transfers. So get started today and experience the convenience of instant money transfer services.

Receive and Verify the Transaction

Once the money has been transferred, you or the recipient should receive a notification of completion. At this point, ensuring the transaction was successful, and all details were correct is important. For security purposes, some providers may ask for additional verification from either party to avoid fraud and other malicious activities. This process could include providing a digital signature or proof of identity.

Once the verification is complete, the funds should be available in the recipient’s account almost immediately. If you have any concerns, contact customer support to get assistance or help resolve any issues. Remember that reliable providers prioritize customer satisfaction and security above all else. With these steps, you can now easily and safely transfer money with instant money transfer services.

Nowadays, it’s more important than ever to employ secure digital payment methods in your daily financial transactions. That’s why researching which providers offer the best services regarding speed, security, transaction fees, and customer support pays off. With the right provider, you can have peace of mind knowing that your money transfers will be conducted instantaneously and securely.

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Personal Finance

The Ins and Outs of Getting a Loan With Bad Credit




If financial difficulties or uninformed decisions have left you with bad credit, you may not know where to turn for a loan. While borrowing money with a low credit score may take additional research or work, it’s likely still within your reach.  

Many lenders offer bad credit loans for people who need extra cash but may not have the best credit background. Applying for a loan with bad credit may feel intimidating, but the following considerations could make the process easier.

Start by Checking Your Credit

Before you begin shopping for loans, check your credit report. Some creditors require specific scores for each loan product, even those designed for bad credit, so knowing your score saves you time.

It’s also important to check your credit report for errors that may drag your score down and limit your loan options. You can access this information from Equifax and TransUnion for free online.

Compare Your Options

While a lower credit score likely disqualifies you from some personal loans, you may still have many options. Some lenders offer loans specifically for people with low credit scores who struggle to qualify for other options.


Bad credit loans may require a deposit or other fees, have higher interest rates than other loans, or include income requirements. However, they may also offer a wide range of payment terms and options like online portals that make managing your loan easier. With some research, you could find the right fit for your circumstances.  

Whenever possible, take advantage of loan prequalification. Many lenders allow you to check your potential eligibility for a loan by providing personal and financial information. They use that to run a soft credit check, which doesn’t affect your credit score. If you pre-qualify, they’ll provide information about possible rates and terms. You could complete prequalification forms for multiple loans to help you find your best option.

Improve Your Application

Some financial decisions improve your loan eligibility. A friend or family member with better credit may agree to co-sign your loan. In that case, their financial information influences your eligibility for a loan.

Cosigners take on substantial risk. If you fail to repay your loan, your cosigner becomes responsible. Likewise, issues with the loan could hurt their credit score and put a strain on your interpersonal relationship.  


If multiple lenders have declined your applications for unsecured loans, consider a secured loan instead. Secured loans require collateral, like a deposit, car, or other property. If borrowers don’t repay their loans, lenders may seize the collateral. Lending institutions don’t take on as much risk with secured loans as unsecured loans so they may have more lenient credit requirements for borrowers.

Avoid Scams

Unfortunately, fraudulent lenders often exploit consumers who have limited loan options. Before providing a lender with any personal or financial information, ensure they’re legitimate. Otherwise, you risk having your identity stolen or paying fees for a loan you never receive.

Be wary of anyone offering guaranteed approval or soliciting your business via cold calls. Always verify loan servicers’ contact information and check their reviews on trusted third-party websites.

The Bottom Line

If you have bad credit, you could still qualify for a personal loan. Remember to check your credit score, investigate your options, and confirm a lender’s legitimacy before applying. If you still struggle to qualify, you may need a cosigner or collateral to boost your application.

By taking some extra steps, you can make getting a loan easier and safer.

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Personal Finance

Four Ways to Save on Fuel in 2023





From increasing energy bills to price hikes at online stores and supermarkets, all individuals globally feel the need to make their money to go further and do more. And there has never been a perfect time to know how to save more on fuel than now.

From getting fuel cards with great deals and driving more efficiently to using telematics and keeping your vehicle in good condition, here are different ways to save money on fuel.

Get a Fuel Card

A fuel card can provide you with more than the ability to purchase fuel from a good station. With a fuel card, you can control your business’s fuel spend by getting discounts on fuel pump rates, setting spending limitations, and increasing your cash flow – all enabling you to save a significant amount of money.

Fuel cards allow savings on fuel, which means that the price you pay is always less compared to the one indicated on the fuel pump machine. With numerous fuel cards available out there, find the right partner with excellent deals.

Use Telematics/Advanced Route Planning

Digital telematics solutions come with real-time GPS tracking as well as remote automobile diagnostics helping individuals and company owners to thoughtfully plan the most efficient routes depending on different data points. A high-quality telematics solution also integrates with route optimisation systems to plan the most efficient routes and offer turn-by-turn directions and navigations.


Well-planned routes allow automobiles to get from point C to D efficiently, significantly minimising time spent and distance covered, saving on fuel. Heavy-duty automobiles can avoid routes with steep hills. You can also re-plan a hilly route for a light and medium-duty automobile.

But as you do that, ensure the route you choose doesn’t take your drivers too far. Side-step all congested routes and those that require excessive stopping and starting or cause unnecessary idling.

Drive More Efficiently

One of the proven ways to save on fuel is to manage driver behavior. Whether you’re a driver or fleet manager, you need to keep yourself or drivers accountable for how they utilize their fuel cards.

You should also reinforce ways to conserve fuel through safety training – many of the behaviors that are taught as techniques of safe driving, such as driving more efficiently. Most businesses and individuals use telematics to control driver behavior, such as harsh accelerating or braking, to maximize return on investment by minimizing fuel spend.

Keep Your Vehicle in Good Condition

If you keep your automobile in excellent condition by servicing it in line with the guidelines of the manufacturer, it’ll help you save on fuel costs. Fix any faults quickly to make sure your vehicle is operating efficiently.


When you keep your car in excellent condition, you’ll enjoy numerous benefits, saving fuel being one of them. A vehicle that isn’t serviced based on the guidelines of the manufacturer can increase the consumption of fuel by approximately 50%.

Integrate these four ways into your automobile’s daily activities, and you’ll be able to save on fuel.

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