We all know that cashback and reward programs are an awesome way to save money. However, finding the best cashback and rewards sites and apps can be tricky. We’ve taken the time to compile a list of the best of the best to save you time.

As we start the new year, it is the perfect time to start thinking about those rewards credit cards you have sitting in your wallet. The good thing is, there are plenty of ways to earn rewards from almost every single credit card. Here are 23 of the very best cashback rewards credit cards and how much you can save.

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Rakuten

Up to 40% cashback on your regular purchases

There are approximately 2,500 participating retail stores.

Receive $25 when your friend spends at least $25 at Rakuten.

BeFrugal

BeFrugal pays out 125% of the cashback offered on other platforms.

BeFrugal works with more than 5,000 brands.

The minimum payment is only one cent

Request for a deposit

You don’t have to show receipts or do anything – you just make purchases with a deferred debit card.

Earn 1-2% cashback

You can use it to complement other cashback applications.

What are the best cashback sites?

Cashback sites make money by directing customers to stores like Amazon. When a customer makes a purchase, cashback sites receive referral revenue from Amazon. This income is immediately passed on to the client.

Of course, don’t expect a free meal in this case. Cashback sites keep a small percentage of the referrer’s earnings or advertise and earn a certain amount. But that’s absolutely true, because without cashback sites, you wouldn’t be able to save a dime.

1. Shopkick

Whether you shop online or in-store, the Shopkick app lets you earn gift cards from major retailers like Amazon and Uber.

There are 6 easy ways to earn kicks with Shopkick:

1. Visit select partner stores like Best Buy, American Eagle Outfitters, etc.
2. Scan the barcodes of the products (use the app to check which products qualify).
3. Show receipt after purchase
4. Purchase with a linked card
5. Buying online
6. Watch videos in the application and win by discovering new products.

Most Shopkick rewards are worth 250 strokes on the dollar. You can then trade in 2,500 moves for a $10 gift card, 6,250 moves for $25, and so on. The amount you can earn depends on your actual monthly spending on purchases.

Shopkick Summary

• Receive $5 free when you earn 25 hits with the promo code within the first 7 days of registration: DOLLARBREAK5
• Ability to earn $1 or more in one visit to the store (i.e. scan multiple items at once).
• 1 bonus for referring friends to download the Shopkick app (up to $100).
• Gift cards from Amazon, Best Buy, eBay, Groupon, Nike, Walmart, Paypal and Sephora.

2. TopCashback

Topcashback has 11 million members worldwide and its main partners are Amazon and Ebay. The use is quite simple: Surf to the site, go to the merchant’s site (like Amazon) and earn cashback on your purchase. But wait, how does TopCashback survive? They’ve already shared their secret. TopCashback pays you directly for the advertising commission it receives from retailers for referring a new customer. Transparency is the hallmark of this site.

For more offers, visit our cashback offers page.

3. Swagbucks

Swagbucks has already paid out more than $370 million to its members. For purchases through Swagbucks, you get SBs, not US dollars, but SBs can be redeemed for Amazon gift cards or transferred to your PayPal account. The best strategy is to redeem them for Amazon gift cards, as you’ll get 12% more value than if you withdraw cash.

In addition to cashback, Swagbucks also offers coupons for products. The downside is that you have to print them out and take them to the store, but it does save money:

• Save $5 when you purchase more than $25 worth of Kellogg’s products.
• Save $4 when you purchase Keebler cookies over $20.
• Save $3 when purchasing Danone products over $15.

Summary Swagbucks

• 18 ways to make money
• 5 sign-up bonus.
• Up to 10% cashback
• The minimum withdrawal amount for a gift card is $1.

4. Rakuten (Ebates)

Rakuten has been the parent company of Ebates since 2014, but recently changed all logos and names to Rakuten. Rakuten better represents the company and its mission, as this word means optimism in Japanese. Either way, the offers they make are always worth considering. Just register, browse and shop for a refund.

Rakuten is now offering a $10 Amazon.com gift card as a welcome bonus when you sign up.

Want to know more about sign-up bonuses? Check out the other 45 companies we found that pay a sign-up bonus.

Rakuten Summary

• Up to 40% cashback
• Approximately 2,500 stores available
• Receive $25 for every friend you refer
• Free 10% sign up bonus

5. Ibotta

Ibotta has already paid out more than $680 million to its members. It works like other cashback sites, but offers the option to pay directly through Ibotta. The big advantage is that you can get instant cashback from the Ibotta app. The app also lets you link accounts for loyal customers of your favorite retailers to make the process even easier.

When you shop offline, you choose a seller, add the items you want, and go directly to the store. You don’t have to print out the coupons before you buy them. After you make your purchase and receive your receipt, take a photo and upload it to the app. You should receive a refund within 24 hours.

Linking to a credit or debit card is another way to automate the cashback process. You can even get double cashback if you make an offline purchase, pay with a credit/debit card with Ibotta Line and show a picture of the receipt.

But that’s not all. If you enable location notification, the Ibotta app will alert you when you are near a store with special promotions.

IbottaResults

• The average Ibotta user earns $150 a year.
• Up to 30% cashback
• 5 bonus for every friend you refer
• Approximately 1,500 shops available

6. Mr. Retribution

Mr. Rebates offers an extension for Google Chrome called Mr.Chrome. Discounts Quick refund button. The extension automatically reminds you to activate cashback at thousands of online stores.

Coupons are another feature that Mr. Discounts, but I recommend using the Chrome Honey extension. It automatically applies coupons when you browse online.

It’s a good idea to combine coupons and cashback for maximum savings. Interested in other apps that can save you money in automatic mode? Read our article on the best apps to save money.

7. My points

My Points is another well-known cashback site. My company Points was founded in 1996. That’s not all. They specialize in different types of activities, such as surveys, cashback and internet research.

The minimum transfer amount is $25. Therefore, it is mostly used for gift cards and travel miles. But as one of the oldest cashback sites, it deserves to be mentioned.

MyPoints Summary

• Get cash back from 1,900 shops
• Free $10 Amazon card with your first purchase
• average of $1 per investigation
• So far, $236 million has been paid out in gift cards and PayPal funds.

8. BeFrugal

Befrugal offers a $10 sign-up bonus and works in the same way as other popular cashback sites. The chat support is a big advantage. If you have any problems, they will try to solve them on the spot.

It’s no surprise that Befrugal has an A+ rating from the Better Business Bureau. They also have many retailers, but they generally offer lower prices than cashback sites like Rakuten.

Summary of BeFrugal

• BeFrugal pays out 125% of the cashback offered on other platforms.
• BeFrugal works with more than 5,000 brands.
• In addition to cashback, you also have access to coupons and other money-saving offers.
• The minimum payment is only one cent

9. Drop

With Drop, you can effortlessly earn cashback points with every purchase.

Here you can learn how to make money with Drop:

Step one: Download the app (on Android and iOS) and link your card when you register.

Step two: Choose 5 brands that you buy most often. Drop offers some of the most popular, such as Walmart, Uber, Starbucks, Target and others.

Step three: Make your purchases and earn points automatically.

Step four: Redeem your drop points for Amazon, Netflix, Starbucks and other gift cards.

You can see here how much you can earn on each purchase:

• Walmart (2 points for every dollar spent).
• Target (8 points per $1 spent)
• Dunkin Donuts (14 points for every dollar spent)

1,000 points = $1

10. Cash register 51

If you spend most of your money on groceries and gasoline, you can use Checkout 51 to earn cashback on these purchases.

On average, you can earn 25 cents per gallon when you buy gasoline from big brands like Mobil and Shell.

Using Checkout 51 is very easy:

• Download the app (for Android and iOS) and sign up.
• Save your favourite offers in your wish list
• Upload your gas and grocery bills to the app.
• You get paid by check when you save $20.

11. Groupon

Groupon offers you and a group of friends or family huge discounts on local products, restaurants, services and events. Daily discounts range from 50% to 90%. To take advantage of the promotion, a certain number of customers must complete a transaction within 24 hours.

For example, on Groupon, you and your friends can get a $100 massage for $25 per person.

The offers are updated daily. So don’t forget to check out the Groupon app (for Android or iOS) before you buy anything.

12. Honey

Honey is another great site that partners with major US retailers to bring you great deals on your online purchases.

The use of honey is very simple:

• Join Honey for free
• Activate the Miel extension in your favorite browser: Chrome, Firefox, Safari, Opera and Edge.
• Buy online. The extension appears when it finds an offer on the website where you shop and directs you to that offer.

According to the LA Times, honey can save you an average of $32 a month, or a total of $400 a year.

13. Receipt for Hog

Receipt Hog rewards you with coins for your daily receipts, no matter where or what you buy.

There are several ways to earn coins:

• Shop at a store, restaurant or cafe and upload your recipe to the app.
• Downloading receipts after purchasing online
• Participate in surveys and answer questions about your household

Making money with Receipt Hog is like playing a game: you level up as you upload more receipts. Depending on the level you are at, you can earn between 5 and 25 coins per check.

For example, for a $10 check you will receive 5 coins and for a $100 check you will receive 20 coins.

1,000 pieces = 5

You can redeem your coins for cash with PayPal or a gift card.

14. Prices for recovery

Fetch Rewards is another easy-to-use cashback site that awards points when you upload receipts from your purchases.

The number of points you earn varies from product to product. For example, a $3 Axe deodorant will earn you 30 points.

1,000 points = $1

You can redeem your points for gift cards from popular stores and online retailers like Ulta, Gap, XBox and more.

Earn 3,000 points ($3) by applying code ___ when registering. Your points are available after you scan your first check.

15. Wikibuy

Wikibuy is a free Chrome extension and mobile app (for Android and iOS) that helps you find the best prices and discount codes.

This extension works when you shop at online retailers like Target, Amazon and others, alerting you to special offers or best available prices.

Wikibuy also compares prices. For example, you can view an item in the application when you are shopping in a store. Wikibuy searches and tells you if another store offers a better price for the same product.

16. Paribus

Paribus helps you save money on your purchases by tracking prices for you at over 25 major retailers. That way, you get your money back if the prices of the items you buy drop.

Imagine buying a sweater at Nordstrom for $90.98. A few days later, the store discounts it and the price drops to $78.24. At that point, Paribus intervenes and deposits the difference – $12.74 – into your account.

The use of Paribus is very simple – just

• Download the Paribus application on your iPhone
• Tie up your card while recording
• Buy as you normally would. Paribus does all the work for you and deposits the money back into your account when the price drops.

17. Dosh

Dosh is another great app that automatically gives you an average of 1-5% cashback.

For example, you can earn $2.64 for a $26.44 purchase at Sephora.

The use of Dosh is simple: Download the app (on Android and iOS), link your card when you sign up and automatically receive cashback on your regular purchases.

In addition to the most popular brands (Walmart, Asos, Sephora, etc.), Dosh partners with hotels so you can get up to 40% cash back when you travel.

When your winnings reach $25, you can transfer the money to your bank, PayPal or Venmo.

Summary of Dosh

• Receipts may not be scanned.
• 5 participation bonus.
• Earn bonuses for referrals
• Payments are processed quickly

18. Coupons.com

Coupons.com is a great resource for finding print, digital and cashback coupons for all types of products.

Using Coupons.com is easy:

1. Download the application
2. Save your favourite local shops in the application
3. Link your loyalty cards
4. Use coupons in stores
5. Coupons.com will transfer your cashback directly to your PayPal account.

19. Trunov

Truenow is an app (for Android and iOS) that offers 2% cashback on purchases made at gas stations.

You can use your accumulated Truenow rewards to get free gas or pay out with PayPal.

The app also helps you find the gas stations that offer the best prices.

20. Free bird

Freebird is an app (for Android and iOS) that rewards you with cashback when you. :

• Get a ride from Uber or Lyft by pairing it with the Freebird app. You pay Uber and Lyft as usual and earn cashback and points through Freebird.
• Go to your favorite restaurants or try new ones. Check out the app to see the different bars and restaurants Freebird partners with in your area.

You can exchange your winnings for :

• Rewards for free-range poultry eaters
• Commodity-related expenditure
• Experience
• Gift vouchers

21. Pei

Pei is another app that offers 1% cashback on everyday purchases such as Target, Starbucks, Uber, etc.

However, the app differs from other cashback sites in that you can pay out your winnings in bitcoins or cash.

Download the Pei app for Android and iOS to start making money.

Related: 14 bitcoin research sites

22. Upromise

Upromise aims to help families save for their children’s college education. To support this goal, Upromise allows you to earn up to 10% cashback when you shop at online partner stores.

Using Upromise is easy:

1. Join Upromise
2. Show themed offers
3. Shop at one of the more than 1,000 stores Upromise partners with.
4. Earn cashback for every dollar you spend to save for college.
5. Request that your winnings be deposited into your bank account.

23. Receiving Pal

Summary ReceiptPal

• No need to buy specific products
• Available for Android and iOS devices
• Payments are processed within 72 hours
• Many options for the most popular gift vouchers

What is cashback?

A percentage of your purchase is refunded when you shop online.

Cashback is usually compared to using a coupon. If you apply the promotional code right before your purchase, you will reduce the price and pay less. With cashback, you pay more upfront, but you get the money back to spend later.

Example of cashback: 10% Refund If you buy $10 worth of socks on Amazon, it will cost you $10, but you will get $1 in points or cash back. So the total cost is $9.

Example of a coupon: A 10% coupon to buy socks for $10 on Amazon will cost you $9.

As you can see, 10% cashback is just as big a savings as a 10% coupon.

How can I maximize my rewards?

Make sure you take advantage of all the offers on the cashback sites. Most of them offer the following options:

1. Sign up bonus – receive $5 to $20 when you sign up for cashback sites.
2. Refer a Friend – Receive an additional $5-10 when your friends join the program through your referral.
3. Special offers – check cashback sites regularly to make sure you don’t miss out on any special offers.

Which cashback site is best for you?

I recommend downloading TopCashback, Swagbucks, Rakuten and Ibotta. Four applications should be more than enough to compare and get the best deals.

If you can’t find a particular vendor, it’s worth considering the other three options: Mr. Discounts, Mypoints and Befrugal.{“@context”:”https://schema.org”,”@type”:”FAQPage”,”mainEntity”:[{“@type”:”Question”,”name”:”What is the best cash back website?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:” The best cash back website is Ebates.”}},{“@type”:”Question”,”name”:”Which cashback site is best in India?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:” The best cashback site in India is Cashback.in.”}},{“@type”:”Question”,”name”:”What cash back App pays the most?”,”acceptedAnswer”:{“@type”:”Answer”,”text”:” The cash back App that pays the most is the My Starbucks Rewards App.”}}]}

Frequently Asked Questions

What is the best cash back website?

The best cash back website is Ebates.

Which cashback site is best in India?

The best cashback site in India is Cashback.in.

What cash back App pays the most?

The cash back App that pays the most is the My Starbucks Rewards App.