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How long does a eBay refund take to debit card? |



A refund can take up to 3 weeks on average to be credited back onto your debit card. Find out how long each step of the process takes and what it will cost you for delays.

The “how long does an ebay refund take to go into bank” is a question that has been asked repeatedly. The answer is, it takes up to 10 business days for the money to be returned back into your account.

How long does a eBay refund take to debit card? |

Even if you didn’t use eBay or the seller, PayPal handles the reimbursement. If you don’t have your own PayPal account, the refund will take longer to reach your debit card. At least 3-7 days, and occasionally much longer.

How long does an eBay refund take in this case?

Depending on your initial payment method, there may be a delay in receiving the money when a seller grants a refund. The money will appear in PayPal immediately whether you utilized a PayPal balance or a bank account. If you paid with a credit or debit card, your refund will be credited to your account within 3 to Thirty days.

Is it possible to receive your money back through eBay in the same way? When you contact the seller within Thirty days of the item’s actual or projected delivery date, you’re entitled for the eBay Money Back Guarantee. If you haven’t received an item, we will normally reimburse your money through PayPal as soon as possible.

Also, how long does it take for a PayPal refund to appear on a debit card?

Thirty days

Why do PayPal refunds take so long?

If your refund status is “held,” it signifies that the transaction was reimbursed before it cleared your bank. This procedure takes 3-5 business days to complete, after which your refund will be credited to your bank account. All refunds will be delivered in the same form as the original payment.

Answers to Related Questions

What happens if an eBay seller refuses to provide a refund?

If the vendor fails to react with a remedy, the buyer may turn to eBay for assistance. If the seller does not offer a refund within 2 business days after the item’s delivery to the seller for products where the buyer has supplied tracking, we will immediately give the customer a full refund on the seller’s behalf.

How long does it take for an eBay refund to reach your bank account?

It will refund the rest to your card but, as weexplained above, this can take up to Thirty days. And if youused your bank account through PayPal, the refundshould take three to five business days to come through.If you’re a thinkmoney customer, we’ll credit your PayPalrefund as soon as we see it.

Is it legal for me to deny an eBay refund?

Tell your customer to send the watch back, and you’ll give them a complete refund. If you decline to refund and the customer files a claim, ebay will simply remove the money from your account and send it to the buyer, who may or may not be ordered to return the watch.

What is the status of my eBay refund?

As soon as the vendor delivers you the refund, we begin processing it. A pending refund indicates that the seller is transferring the money straight from their bank account; depending on the banks involved, a refund may take up to 7 business days to reach your PayPal account.

On eBay, who pays for return shipping?


Is it true that eBay’s money-back promise takes money from the seller?

You’re eligible for the eBay Money Back Guaranteewhen you contact the seller within Thirty days of actual orestimated delivery date of the item. If you received an item thatis not as described, or didn’t receive an item at all, theeBay Money Back Guarantee always protects you—even ifthe seller does not offer returns.

Are PayPal refunds credited to your debit card?

The money is reimbursed to your PayPal Credit account if you paid with PayPal Credit. If you purchased using a debit card, the money will be reimbursed to you. If you paid using your PayPal Cash or PayPal Cash Plus balance, the refund will be refunded back to your account.

How long does it take to get a debit card refund?

From a strictly technical standpoint, a debit cardrefund may be executed just as quickly as a debit cardpurchase transaction, with the latter appearing in your checking account balance instantly and transaction details appearing in 1-3 days.

Why doesn’t my PayPal refund appear in my bank account?

If you used a debit or credit card to make the initial PayPal payment to the vendor, it will not be returned to your PayPal balance. It will immediately go returned to your bank account or credit card once recognized as done, although it may take up to a week to pass through to the bank and a little longer for a credit card.

How can I obtain my PayPal refund?

Go to your PayPal account’s Activity area. Then click Issue a refund on the transaction you wish to refund. Click Continue after entering the refund amount. After you’ve double-checked the information, click IssueRefund.

How does a PayPal refund work?

You may spend your PayPal balance or transfer funds from your PayPal account to your bank account. The amount you paid with your card is reimbursed to your card, and the balance is sent to your PayPal account. If your debit card is declined, the funds will be paid to your PayPal balance.

What happens to PayPal refunds?

If you paid with PayPal dollars, refunds go back to your PayPal account; if you purchased with bank funds, they go back to your PayPal account; and if you paid with a card, they go back to your card.

How can I cancel an eBay PayPal payment?

How do I process a PayPal refund?

  1. Go to the Activity tab.
  2. Click Refundthis payment after selecting the transaction you wish to refund.
  3. Enter the amount you wish to return in the ‘Refund amount’ field (you may have the option to refund a portion of the payment) and click Continue.

What is the average time it takes for a refund to arrive?

If you’re returning an item, a credit card refund might take anything from a few minutes to several weeks. The procedure might take up to 150 days if you’re seeking a refund because you’re contesting a charge on your monthly account.

Is it possible for PayPal to deduct funds from my bank account in the event of a refund?

They won’t be able to remove money from your bank account; instead, they’ll attempt to collect monies from your PayPal balance, which will become negative if there aren’t enough funds to cover a refund (assuming buyerwill win the dispute). PayPal will pester you to cover the negative balance.

How can I obtain a PayPal refund for something I didn’t get?

Follow these easy steps if you bought the item from one of our merchants:

  1. Go to your PayPal account and sign in.
  2. Within 180 days following your purchase, file a grievance with the Resolution Center.
  3. Select “Dispute a Transaction” from the drop-down menu.
  4. Select a point of contention.

How long does it take for eBay refunds to be processed via PayPal?

When a seller issues the refund there may be adelay in receiving the money depending on your original paymentmethod. If you used a PayPal balance or bank account, themoney will show up in PayPal right away. If you useda credit or debit card the refund gets put back on yourcard, which takes 3-Thirty days.

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Personal Finance

Instant Money Transfers: How to Speed Up Your Financial Transactions?




People today are no longer limited to using traditional banking methods and payment options like cash or checks for their financial transactions. With digital payment options becoming increasingly popular, money transfers have become easier. However, while these solutions offer convenience, they only sometimes guarantee a speedy transaction of funds from one party to another. If you need an instant transfer solution that allows you to move your funds without any hassles quickly, keep reading. Here are some tips to help you get started with an instant money transfer:

Find a Trustworthy Money Transfer Provider

Finding a trustworthy money transfer provider is paramount in ensuring your money’s safe and efficient transfer. Start by researching different providers, particularly their reputation, customer reviews, and transaction security protocols. The team at Paysend can help you send money to the Philippines from the USA in just a matter of seconds. A reliable provider should have a robust security framework to guard against fraud and hacking attempts. Additionally, consider the speed of their service, the fees they charge, and the exchange rates they offer.

Some providers may offer attractive transfer rates but compensate with hidden charges, so read the fine print. Customer service is another important factor; a good provider will have a responsive and knowledgeable support team to promptly address any issues or concerns. Regulatory compliance is also crucial – ensure the appropriate financial authorities regulate the provider. Remember, a trustworthy provider prioritizes the security and satisfaction of its customers above all else.

Select Your Preferred Payment Method

Choosing your preferred payment method is a critical step in instant money transfers. Several payment methods are available, and the best choice often depends on one’s circumstances and preferences. The most common payment options include bank transfers, debit or credit cards, and digital wallets. Bank transfers, while reliable, may provide a different speed than some users require. Debit or credit card payments are typically faster but may carry higher fees.

Digital wallets like PayPal or Apple Pay offer speed and convenience, allowing you to transfer funds digitally without requiring bank account information. The factor to consider here is not just the convenience of the payment method but also its transaction speed, security, and associated charges. Always select a payment method that suits your needs regarding these factors.

Sign Up for an Account

Once you have selected the ideal payment method and provider, it is time to sign up for an account. Most providers will require personal information such as your name, address, email ID, and phone number, so make sure the details you provided are accurate. You might also be asked to supply additional documents, such as identification proof and bank statements, to verify your identity.

Sometimes, you may need to link your bank account with the transfer provider’s platform; read through their documentation carefully to understand what steps you need to take. Once the registration process is complete, you can access and use the money transfer service for quick transfers.

Initiate the Money Transfer

Most providers will require you to register on their platform with valid ID documents before proceeding. Enter all the necessary details correctly and accurately, including recipient information and account numbers. Additionally, make sure that you double-check the amount of money being transferred and the associated fees.


Confirm everything is correct before hitting ‘Send’ to avoid costly mistakes or delays in transfer processing. You should receive an email or text message confirming the transfer with your transaction details, including the recipient’s account information and a tracking number. You can use this tracking number to monitor the progress of your money transfer.

Complete the Money Transfer Process

This usually requires providing basic information such as the recipient’s name, address, and contact details. Depending on your provider, you may also need to specify what currency you’re sending and offer additional security authentication. Once this is done, enter the amount you wish to transfer, verify the transaction details, and approve it. After that, your money should be on its way to the recipient’s account immediately.

Some providers offer extra features such as tracking services or reminders for upcoming transfers for added security and convenience. These features can come in handy when sending payments regularly or tracking the status of a transaction. Additionally, look out for any special offers, discounts, or rewards available to loyal customers. Many money transfer providers offer these incentives as a way of showing appreciation and encouraging loyalty among their customers.

Monitor the Status of Your Transfer

Most providers will allow you to monitor the progress of your transfer in real time. Some may even send notifications via email or text message when the money reaches its destination. If you sense any delays, contact customer support for assistance. Money transfers can take a few minutes to several hours, depending on the selected payment method and recipient country.


Finally, always save all records related to your money transfers, including emails and receipts. If there are any discrepancies or disputes, you can refer to these documents for clarification. With the help of a reliable provider and modern payment methods like digital wallets, you can now easily make instant money transfers. So get started today and experience the convenience of instant money transfer services.

Receive and Verify the Transaction

Once the money has been transferred, you or the recipient should receive a notification of completion. At this point, ensuring the transaction was successful, and all details were correct is important. For security purposes, some providers may ask for additional verification from either party to avoid fraud and other malicious activities. This process could include providing a digital signature or proof of identity.

Once the verification is complete, the funds should be available in the recipient’s account almost immediately. If you have any concerns, contact customer support to get assistance or help resolve any issues. Remember that reliable providers prioritize customer satisfaction and security above all else. With these steps, you can now easily and safely transfer money with instant money transfer services.

Nowadays, it’s more important than ever to employ secure digital payment methods in your daily financial transactions. That’s why researching which providers offer the best services regarding speed, security, transaction fees, and customer support pays off. With the right provider, you can have peace of mind knowing that your money transfers will be conducted instantaneously and securely.

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Personal Finance

The Ins and Outs of Getting a Loan With Bad Credit




If financial difficulties or uninformed decisions have left you with bad credit, you may not know where to turn for a loan. While borrowing money with a low credit score may take additional research or work, it’s likely still within your reach.  

Many lenders offer bad credit loans for people who need extra cash but may not have the best credit background. Applying for a loan with bad credit may feel intimidating, but the following considerations could make the process easier.

Start by Checking Your Credit

Before you begin shopping for loans, check your credit report. Some creditors require specific scores for each loan product, even those designed for bad credit, so knowing your score saves you time.

It’s also important to check your credit report for errors that may drag your score down and limit your loan options. You can access this information from Equifax and TransUnion for free online.

Compare Your Options

While a lower credit score likely disqualifies you from some personal loans, you may still have many options. Some lenders offer loans specifically for people with low credit scores who struggle to qualify for other options.


Bad credit loans may require a deposit or other fees, have higher interest rates than other loans, or include income requirements. However, they may also offer a wide range of payment terms and options like online portals that make managing your loan easier. With some research, you could find the right fit for your circumstances.  

Whenever possible, take advantage of loan prequalification. Many lenders allow you to check your potential eligibility for a loan by providing personal and financial information. They use that to run a soft credit check, which doesn’t affect your credit score. If you pre-qualify, they’ll provide information about possible rates and terms. You could complete prequalification forms for multiple loans to help you find your best option.

Improve Your Application

Some financial decisions improve your loan eligibility. A friend or family member with better credit may agree to co-sign your loan. In that case, their financial information influences your eligibility for a loan.

Cosigners take on substantial risk. If you fail to repay your loan, your cosigner becomes responsible. Likewise, issues with the loan could hurt their credit score and put a strain on your interpersonal relationship.  


If multiple lenders have declined your applications for unsecured loans, consider a secured loan instead. Secured loans require collateral, like a deposit, car, or other property. If borrowers don’t repay their loans, lenders may seize the collateral. Lending institutions don’t take on as much risk with secured loans as unsecured loans so they may have more lenient credit requirements for borrowers.

Avoid Scams

Unfortunately, fraudulent lenders often exploit consumers who have limited loan options. Before providing a lender with any personal or financial information, ensure they’re legitimate. Otherwise, you risk having your identity stolen or paying fees for a loan you never receive.

Be wary of anyone offering guaranteed approval or soliciting your business via cold calls. Always verify loan servicers’ contact information and check their reviews on trusted third-party websites.

The Bottom Line

If you have bad credit, you could still qualify for a personal loan. Remember to check your credit score, investigate your options, and confirm a lender’s legitimacy before applying. If you still struggle to qualify, you may need a cosigner or collateral to boost your application.

By taking some extra steps, you can make getting a loan easier and safer.

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Personal Finance

Four Ways to Save on Fuel in 2023





From increasing energy bills to price hikes at online stores and supermarkets, all individuals globally feel the need to make their money to go further and do more. And there has never been a perfect time to know how to save more on fuel than now.

From getting fuel cards with great deals and driving more efficiently to using telematics and keeping your vehicle in good condition, here are different ways to save money on fuel.

Get a Fuel Card

A fuel card can provide you with more than the ability to purchase fuel from a good station. With a fuel card, you can control your business’s fuel spend by getting discounts on fuel pump rates, setting spending limitations, and increasing your cash flow – all enabling you to save a significant amount of money.

Fuel cards allow savings on fuel, which means that the price you pay is always less compared to the one indicated on the fuel pump machine. With numerous fuel cards available out there, find the right partner with excellent deals.

Use Telematics/Advanced Route Planning

Digital telematics solutions come with real-time GPS tracking as well as remote automobile diagnostics helping individuals and company owners to thoughtfully plan the most efficient routes depending on different data points. A high-quality telematics solution also integrates with route optimisation systems to plan the most efficient routes and offer turn-by-turn directions and navigations.


Well-planned routes allow automobiles to get from point C to D efficiently, significantly minimising time spent and distance covered, saving on fuel. Heavy-duty automobiles can avoid routes with steep hills. You can also re-plan a hilly route for a light and medium-duty automobile.

But as you do that, ensure the route you choose doesn’t take your drivers too far. Side-step all congested routes and those that require excessive stopping and starting or cause unnecessary idling.

Drive More Efficiently

One of the proven ways to save on fuel is to manage driver behavior. Whether you’re a driver or fleet manager, you need to keep yourself or drivers accountable for how they utilize their fuel cards.

You should also reinforce ways to conserve fuel through safety training – many of the behaviors that are taught as techniques of safe driving, such as driving more efficiently. Most businesses and individuals use telematics to control driver behavior, such as harsh accelerating or braking, to maximize return on investment by minimizing fuel spend.

Keep Your Vehicle in Good Condition

If you keep your automobile in excellent condition by servicing it in line with the guidelines of the manufacturer, it’ll help you save on fuel costs. Fix any faults quickly to make sure your vehicle is operating efficiently.


When you keep your car in excellent condition, you’ll enjoy numerous benefits, saving fuel being one of them. A vehicle that isn’t serviced based on the guidelines of the manufacturer can increase the consumption of fuel by approximately 50%.

Integrate these four ways into your automobile’s daily activities, and you’ll be able to save on fuel.

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